Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. This banana chocolate chip bread is a real treat.

Chocolate Chip banana bread sliced on a plate studded with chocolate chips and bananas

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Chocolate Chip Banana Bread Recipe

Classic Banana Bread is on the regular rotation at our house but when we’re craving chocolate, we make this Chocolate Banana Bread. It is the favorite of the children and we are quite smitten as well. Did I mention it’s EASY?

It’s hard to wait for this to cool so I wait until it’s just no longer hot! The aroma that lingers in your kitchen is incredible and your home will smell like Christmas morning. Pair a warm slice with a mug of coffee and your morning is made. This is an excellent breakfast bread but it also works as a dessert bread (because – the chocolate!).

Chocolate Chip Banana Bread Recipe in Bread Loaf Pan

Ingredients for Chocolate Chip Banana Bread Recipe

Be sure eggs, butter and bananas are at room temperature. If using frozen ripe bananas (we often freeze our overripe bananas for later use), thaw bananas overnight then let them come to room temperature.

Ingredients for Chocolate Chip Banana Bread with over-ripe bananas and chocolate chips

Keep Those Old Bananas!

Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

Mashing peeled overripe ripe bananas in a blue bowl

The Best Chocolate Chips for Baking?

We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.

We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

Semi sweet chocolate chips for baking sprinkled over chocolate chip banana bread

How to Make the Best Chocolate Chip Banana Bread:

You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.

  • Cream together softened butter and sugar in mixing bowl
  • Add 2 lightly beaten eggs
  • Mash bananas with a fork and add them to the bowl
  • Whisk together dry ingredients and add to batter
  • Fold in 3/4 of chocolate chips and transfer to the prepared bread pan
  • Sprinkle top with remaining 1/4 chocolate chips and bake

How to Make the best chocolate chip banana bread step by step visual instructions

The chocolate banana bread batter should be thick and have small lumps of banana.

What chocolate banana bread batter looks like poured into bread pan

It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven.

Sliced Banana Chocolate Chip Bread studded with chocolate

More Banana Recipes to Explore:

Natasha's Kitchen Cookbook

Chocolate Chip Banana Bread

5 from 750 votes
Author: Natasha of
Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. This banana chocolate chip bread is a real treat. #chocolatechipbananabread #chocolatebananabread #bananabread #bananas #chocolatechips #dessert
Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. 
Prep Time: 10 minutes
Cook Time: 1 hour
Total Time: 1 hour 10 minutes


Servings: 10 slices
  • 1/2 cup unsalted butter, (8 Tbsp), softened
  • 2/3 cup granulated sugar
  • 2 large eggs, room temperature
  • 3 bananas, (very ripe)
  • 1/2 tsp vanilla extract
  • 1 1/2 cups all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp salt
  • 1 cup semisweet chocolate chips, divided


  • Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
  • In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
  • Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended. 
  • In a separate bowl, whisk together dry ingredients: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to mixing bowl and mix until incorporated. 
  • Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool. 

Nutrition Per Serving

350kcal Calories45g Carbs4g Protein17g Fat10g Saturated Fat58mg Cholesterol258mg Sodium260mg Potassium2g Fiber24g Sugar365IU Vitamin A3.1mg Vitamin C23mg Calcium2.3mg Iron
Nutrition Facts
Chocolate Chip Banana Bread
Amount per Serving
% Daily Value*
Saturated Fat
Vitamin A
Vitamin C
* Percent Daily Values are based on a 2000 calorie diet.
Course: Breakfast, snack
Cuisine: American
Keyword: Chocolate Chip Banana Bread
Skill Level: Easy
Cost to Make: $
Calories: 350

If you make this recipe, I’d love to see pics of your creations on Instagram, Facebook and Twitter! Hashtag them #natashaskitchen

Natasha Kravchuk

Welcome to my kitchen! I am Natasha, the blogger behind Natasha's Kitchen (since 2009). My husband and I run this blog together and share only our best, family approved and tested recipes with YOU. Thanks for stopping by! We are so happy you're here.

Read more posts by Natasha

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Recipe Rating


  • -
    February 25, 2024

    The most delicious chocolate chip banana bread I’ve ever had 😫❤️❤️


  • Stephanie Dosher
    February 24, 2024

    Delicious!! Didn’t change a thing! Super moist & nice balance of banana & chocolate. Sweet tooth boyfriend loves it too, almost regret making it…he may expect it every week!


      February 24, 2024

      Hi Stephanie! I’m so glad your family love the recipe.


  • KimmyG
    February 6, 2024

    I know you’ve done your research from reading your blog. I have been so discouraged to make banana bread from a few fails. But I tried this recipe and am so glad I did! It was perfect! Ty, ty, ty for helping me redeem myself before my family!


    • Natashas Kitchen
      February 6, 2024

      I’m so glad you trusted and gave my recipe a try, Kimmy! Thank you so much for sharing that with me.


  • Becca
    February 2, 2024

    Can I use two bananas instead of three? Or will that mess up the consistency.


      February 2, 2024

      Hi Becca. I haven’t tested it with 2 bananas. The bananas help with moisture and flavor so using less could help affect the end product. If you’d still like to make this recipe but only have 2 bananas, you can scale down the recipe by decreasing the serving size until the ingredients list says 2 bananas. You you will have a little less batter and your loaf will be flatter and will bake faster in the oven if you use the same size pan so keep an eye on it.


    • JR
      February 27, 2024

      I only had 2 large overripe bananas and it turned out fine. I also added walnuts.


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