Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

Chocolate Chip banana bread sliced on a plate studded with chocolate chips and bananas

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Chocolate Chip Banana Bread Recipe

I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Chocolate Chip Banana Bread Recipe in Bread Loaf Pan

Ingredients for Chocolate Chip Banana Bread

As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.

  • Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
  • Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
  • Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
  • Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
  • Pantry Staples – All-purpose flour, sugar, baking soda, and salt
Ingredients for Chocolate Chip Banana Bread with over-ripe bananas and chocolate chips

Keep Those Overripe Bananas!

Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

Mashing peeled overripe ripe bananas in a blue bowl

The Best Chocolate Chips for Baking?

We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.

We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

Semi sweet chocolate chips for baking sprinkled over chocolate chip banana bread

How to Make Chocolate Chip Banana Bread

You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.

  • Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
  • Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
  • Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
  • Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
  • Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.
How to Make the best chocolate chip banana bread step by step visual instructions

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

What chocolate banana bread batter looks like poured into bread pan

Storing Chocolate Chip Banana Bread

It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.

  • Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
  • Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
  • Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.
Sliced Banana Chocolate Chip Bread studded with chocolate

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.

Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).

Chocolate Chip Banana Bread

4.99 from 950 votes
Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. This banana chocolate chip bread is a real treat. #chocolatechipbananabread #chocolatebananabread #bananabread #bananas #chocolatechips #dessert
Chocolate Chip Banana Bread is moist and loaded with ripe bananas, and it's studded with melty morsels of chocolate chips. You'll love that it has plenty of banana flavor and stays moist for days.
Prep Time: 10 minutes
Cook Time: 1 hour
Total Time: 1 hour 10 minutes

Ingredients 

Servings: 10 slices

Instructions

  • Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
  • Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
  • Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended. 
  • Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated. 
  • Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool. 

Notes

To Store Chocolate Chip Banana Bread: 
  • Room Temperature – cover and store for up to 2 days 
  • Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days. 
  • Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours. 

Nutrition Per Serving

350kcal Calories45g Carbs4g Protein17g Fat10g Saturated Fat58mg Cholesterol258mg Sodium260mg Potassium2g Fiber24g Sugar365IU Vitamin A3.1mg Vitamin C23mg Calcium2.3mg Iron
Nutrition Facts
Chocolate Chip Banana Bread
Amount per Serving
Calories
350
% Daily Value*
Fat
 
17
g
26
%
Saturated Fat
 
10
g
63
%
Cholesterol
 
58
mg
19
%
Sodium
 
258
mg
11
%
Potassium
 
260
mg
7
%
Carbohydrates
 
45
g
15
%
Fiber
 
2
g
8
%
Sugar
 
24
g
27
%
Protein
 
4
g
8
%
Vitamin A
 
365
IU
7
%
Vitamin C
 
3.1
mg
4
%
Calcium
 
23
mg
2
%
Iron
 
2.3
mg
13
%
* Percent Daily Values are based on a 2000 calorie diet.
Course: Breakfast, snack
Cuisine: American
Keyword: Chocolate Chip Banana Bread
Skill Level: Easy
Cost to Make: $
Calories: 350
Natasha's Kitchen Cookbook

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4.99 from 950 votes (535 ratings without comment)

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Comments

  • Lisa
    July 3, 2026

    Made this chocolate chip banana bread this morning exactly as written! OH MY GOSH. It is soooooooo insanely delicious!!!! My kids and I love it!! Dangerously good!! It keeps calling to me! Thank you so much for sharing this amazing recipe!!

    Reply

    • NatashasKitchen.com
      July 3, 2026

      Hi Lisa! I’m so glad you’re loving it.

      Reply

  • Stacy
    July 3, 2026

    Can I use a Bundt pan? I read that I would need to double the recipe.

    Reply

  • Taylor
    July 2, 2026

    How many servings in a loaf for the 350 Cal slice? We all cut it different widths so I’m just trying to figure out how many calories in the whole thing, thanks!

    Reply

    • Natasha's Kitchen
      July 3, 2026

      Hi Taylor. This recipe makes 10 servings per loaf, so a single loaf has a total of about 350 calories.

      Reply

  • Melanie
    July 2, 2026

    Oh my goodness Natasha I made this with things I already had in my kitchen just to avoid wasting bananas and it is just insanely delicious right out of the oven! I had to sub a splash of caramel whisky for the vanilla extract but it is the absolute best banana bread ever!!!

    Reply

    • Natasha's Kitchen
      July 2, 2026

      Ssing caramel whiskey sounds like a good substitution. I am so glad it turned out delicious right out of the oven. Thank you for sharing that wonderful twist.

      Reply

  • Sha
    July 2, 2026

    How do you prevent the chocolate chips from sinking to bottom?

    Reply

    • NatashasKitchen.com
      July 2, 2026

      You can toss them in flour before hand if you’re having issues with them sinking.

      Reply

  • Jennifer Andrade
    June 28, 2026

    Hi Natasha! This is my 2nd time using your recipe! I did 2 loaves, 1 with chocolate chip, 1 without. Amazing fluffliness! The loaf stayed moist from when I made it on Sunday to Thursday.

    Question, if I did 6 bananas. Do I double up on the recipe?

    Thanks in advance.

    Reply

    • Natasha's Kitchen
      June 28, 2026

      I’m glad you love it! Yes, if you have 6 bananas, doubling the recipe is the best way to ensure the ratio of ingredients stays correct so your loaves turn out perfectly fluffy and moist.

      Reply

    • Lisa Gombas
      June 30, 2026

      I’ve been waiting for my bananas to get overripe and I was wondering the same I have 6 bananas and was wondering should I double the ingredients and have 2 loaf pans. Did you use 6 bananas and double up the ingredients and made enough for 2 nice breads?? TYIA LISA G FROM YOUNGSTOWN OHIO😊👩‍🍳🍌

      Reply

  • Lori
    June 25, 2026

    Can you use oil instead of butter? I have substituted oil in other recipes. Just wondering.

    Reply

    • Natasha's Kitchen
      June 25, 2026

      You can generally substitute oil for butter in quick breads, though it may slightly alter the texture and flavor. If you try it, I would love to hear how it turns out for you.

      Reply

      • Lori
        June 26, 2026

        I ended up using butter. This loaf is dangerously good! Impossible to stop eating right out of the oven😋

        Reply

        • NatashasKitchen.com
          June 26, 2026

          So glad you loved it, Lori!

          Reply

  • Debra Costanza
    June 22, 2026

    I made the choc chip banana bread. it was excellent. I chopped up 4 frozen cherries. I liked the idea of chocolate and cherries. I. should have added more cherries. I will try the basic recipe next time swapping out the chocolate for crushed walnuts and more cherries. The oil from the walnuts and the juice from the cherries should provide moisture, along with the banana. But who doesn’t like chocolate. I used Belgium dark chocolate chips that I crushed for the batter but kept whole for the top portion of the batter. It was delish. Definitely a keeper. And so easy to make. I especially liked the ease of not having to use a mixer. I used a whisk for mixing and a spatula for folding in ingredients. I think I may soften the cherries next time before putting in the batter. Thank you.

    Reply

    • Natasha's Kitchen
      June 22, 2026

      Your addition of dark chocolate and cherries sounds absolutely amazing. Thank you so much for sharing your helpful tips on using a whisk and spatula, and for the great feedback. I am so glad it is a keeper for you.

      Reply

  • Kathy
    June 22, 2026

    Can I make this in a 8.5 x 4.5 pan? Would I need to change any of the ingredient amounts? And how long to bake?

    Reply

    • NatashasKitchen.com
      June 22, 2026

      Hi Kathy! It may be too much batter for a smaller loaf pan. If the pan is overfilled, it won’t bake up properly, and could be raw in the middle while the edges over bake. You can change the serving size to reduce the recipe, or bake extra batter in a smaller oven safe dish/pan.

      Reply

  • Janet Internicola
    June 21, 2026

    This is just chock full of flavor and deliciousness! Very quick and easy as well. A winner!

    Reply

  • Fen
    June 17, 2026

    Delicious, very moist, and smelling fantastic.

    Reply

    • Natasha's Kitchen
      June 17, 2026

      Thank you, I’m glad you loved it!

      Reply

  • Mary
    June 15, 2026

    This is sooo good and I’ve made it twice already! Any advice on how to keep the chocolate chips from sinking to the bottom?

    Reply

    • Natasha's Kitchen
      June 15, 2026

      Thank you for sharing your feedback. I’m glad you liked it! A trick that I can share is to toss the chocolate chips with 1–2 teaspoons of flour before folding them into the batter. This helps keep them suspended so they don’t sink to the bottom. If your bananas are extra large or very juicy, that can also thin the batter and cause the chips to settle. Hope that helps!

      Reply

  • Denise
    June 10, 2026

    I’ve never tried another recipe for banana chocolate chip bread but honestly, don’t need to. This is fantastic and everyone loves it!

    Reply

    • Natasha's Kitchen
      June 10, 2026

      Aww that’s amazing! Thanks so much for your good words and feedback. It makes me happy to hear!

      Reply

  • Kalani KB
    June 8, 2026

    I’ve made it as a full loaf and as four mini loaves and either way it’s delicious!!! Much less time for the mini loaves though hahaha. I do 35-45 minutes and they come out perfect!

    Reply

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