Banana Muffin Recipe

Soft and moist Banana Muffins with melty chocolate chips are the ultimate treat and are a great way to use overripe bananas. These banana chocolate chip muffins take less than 30 minutes to whip up, so they are perfect for meal prep, sharing with neighbors and coworkers, and a quick recipe to bake with kids.

Banana Muffins studded with chocolate chips

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Helpful Reader Review

“My kiddos loved how these turned out. I loved making these for us all. The easiest most delicious and moist muffins. I’ve made this 4 times already and came here to make it for the 5th time. I can tell this is going to be a repeat recipe for me so I better memorize now. – Fayeza ★★★★★

Banana Muffins Video

Watch me turn those brown, overripe bananas into the best banana bread muffins with chocolate chips. See how easy this recipe truly is, and then let’s get baking!

Easy Banana Chocolate Chip Muffins

If you’re staring at a few browning, speckled bananas on the counter, please don’t toss them! Those ripe bananas add the perfect natural sweetness to this banana muffin recipe. The browner the better, in fact! Once they are smashed up and baked into muffins, you’ll never see how brown they started anyway.

We’ve had so many questions about turning our chocolate chip banana bread into muffins so here you go – your guide to the best banana muffins! While we love classic banana bread, these muffins bake fast (25 minutes), and are irresistible with melted chocolate morsels.

Banana chocolate chip muffin cut in half to see melty chocolate and soft center

Banana Muffin Ingredients

Whip up these banana muffins with just a few pantry staples, like flour and sugar. You’ll need 30 minutes and a muffin pan for the single-serving-sized treats.

  • Dry ingredients – flour, baking soda, salt, and sugar
  • Wet ingredients – unsalted butter (to control the sodium level), eggs, and vanilla
  • Ripe Bananas – 3 medium-sized bananas (about 1 cup) mashed up. Browned bananas work best since they have the most natural sugar. If they aren’t quite ripe, see my tips below on how to ripen them quickly.
  • Chocolate Chips – we prefer semi-sweet chocolate chips, but you can use any kind you prefer. You can omit if you’d prefer, or also substitute the chocolate chips with an equal amount of toasted chopped pecans or walnuts to make banana nut muffins, or replace them with raisins for banana raisin muffins.

Pro Tip:

To ripen bananas in 24 hours, place the bunch into a brown bag, close it, and store it on the counter for 24 hours. You can also bake almost-ripe bananas in the oven at 250°F for 15-20 minutes.

Ingredients for quick bread cake with overripe fruit, sugar, salt, eggs, baking soda, butter, flour, and chocolate chips

Can I use Frozen Bananas in Banana Bread Muffins?

If you have overripe bananas and aren’t ready to use them, toss them in a ziploc (peel on) and freeze them for later. Before adding frozen ripe bananas to the recipe, thaw completely at room temperature, or in the refrigerator overnight. Frozen bananas tend to release more moisture, so peel and lightly pat dry with paper towels to remove excess liquid.

How to Make Banana Muffins

Our easy Banana Muffins recipe comes together in just a few minutes and has that irresistible banana flavor and a moist, spongy crumb.

  1. Preheat the oven to 350°F and place liners in a 12-count muffin tin.
  2. Cream together butter and sugar, then mix in lightly beaten eggs.
  3. Add mashed bananas and vanilla.
  4. Whisk together flour, baking soda, and salt, then mix into the batter. Fold in 3/4 cup chocolate chips.
Step-by-step pictures on how to make cake batter with chocolate chips
  1. Scoop batter into your lined muffin tin (a trigger-release ice cream scoop makes it easy), sprinkle with chocolate chips, and bake for 20-25 minutes.
before and after baking easy banana muffin recipe

Natasha’s Tips for The Best Banana Muffins

There are 3 “secrets” or key points for achieving tender and moist muffins:

  • Use very ripe or overripe bananas. Underripe bananas will be difficult to mash and won’t incorporate into the batter well.
  • Do not skimp on the butter. Since there is no other ‘liquid’ in this recipe, softened butter is needed for a soft and moist crumb. Watch our video on how to soften butter in 5 minutes.
  • Don’t over-bake. If you’re wondering how long to bake banana muffins, test for doneness by inserting a toothpick into the center after 25 minutes and continue baking only if you see wet batter on the toothpick.
Moist Banana bread muffins studded with chocolate chips on wire rack

Please DO NOT throw away your overripe bananas because they are the secret ingredient for these moist and delicious banana muffins. The browner and spottier the peel, the better!

What is YOUR favorite way to use overripe bananas?

Banana Muffins

4.96 from 711 votes
Banana muffins with chocolate chips
Soft and Moist Banana Muffins with melty chocolate chips are the perfect way to use overripe bananas. This Banana chocolate chip muffins recipe is the perfect treat with just a touch of chocolate to compliment the sweet banana.
Prep Time: 5 minutes
Cook Time: 25 minutes
Total Time: 30 minutes

Ingredients 

Servings: 12 muffins

Instructions

  • Preheat oven to 350˚ F and line a 12-count muffin tin with paper liners.
  • In a mixing bowl, cream together 8 Tbsp softened butter with 2/3 cup sugar. Add 2 lightly beaten eggs.
  • Add 3 mashed bananas and 1 tsp vanilla extract and mix until blended.
  • In a separate bowl, whisk together dry ingredients: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Mix the dry ingredients into the wet ingredients until incorporated.
  • Fold in 3/4 cup chocolate chips. Divide batter evenly into your 12-count muffin tin and sprinkle the remaining 1/4 cup chocolate chips evenly over the tops. Bake at 350˚F on the center rack for 25-30 minutes or until the top is golden and a toothpick inserted into the center comes out clean. Cool in the pan for 5 minutes then transfer to a baking rack to cool to room temperature.

Notes

*Feel free to omit the chocolate chips or substitute them with walnuts or raisins.
*Use frozen ripe bananas – place unpeeled ripe bananas in a freezer bag and freeze for up to 3 months. When ready to bake, thaw in the fridge and pat to dry slightly.
Storage Tips:
  • Room Temperature: Cooled muffins keep well on the counter in an airtight container for up to 5 days.
  • Freezing: Place cooled muffins in an airtight freezer container for up to 3 months. Thaw on the counter or in the fridge.

Nutrition Per Serving

292kcal Calories37g Carbs3g Protein14g Fat8g Saturated Fat48mg Cholesterol215mg Sodium217mg Potassium2g Fiber20g Sugar300IU Vitamin A2.6mg Vitamin C19mg Calcium1.9mg Iron
Nutrition Facts
Banana Muffins
Amount per Serving
Calories
292
% Daily Value*
Fat
 
14
g
22
%
Saturated Fat
 
8
g
50
%
Cholesterol
 
48
mg
16
%
Sodium
 
215
mg
9
%
Potassium
 
217
mg
6
%
Carbohydrates
 
37
g
12
%
Fiber
 
2
g
8
%
Sugar
 
20
g
22
%
Protein
 
3
g
6
%
Vitamin A
 
300
IU
6
%
Vitamin C
 
2.6
mg
3
%
Calcium
 
19
mg
2
%
Iron
 
1.9
mg
11
%
* Percent Daily Values are based on a 2000 calorie diet.
Course: Breakfast, snack
Cuisine: American
Keyword: banana muffin recipe, banana muffins
Skill Level: Easy
Cost to Make: $
Calories: 292
Natasha's Kitchen Cookbook

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4.96 from 711 votes (410 ratings without comment)

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Recipe Rating




Comments

  • Nadia Kovacs
    February 13, 2026

    Hi Natasha,
    Today, I have tried Banana Muffins, one of your amazing recipes! It turned out so yummy and delicious, the best banana muffins so far! I also added some small pieces of fresh raspberries in the batter, just to substitute the chocolate chips. The taste was addictive.
    You are so wonderful and talented!
    Thank you for sharing your recipes with us. 🤗🤗🤗

    Reply

    • Natasha's Kitchen
      February 13, 2026

      Thank you for your great comments and feedback. I’m so glad you enjoyed the muffins!

      Reply

  • Tina
    February 2, 2026

    Can you use cake flour instead of all purpose flour?

    Reply

    • Natashas Kitchen
      February 2, 2026

      Hi Tina,I personally haven’t tested that substitution to advise on the outcome. Cake flour is slightly different, and you may need to make adjustments for the right texture. I found the following via a quick Google search: “When you use cake flour rather than all-purpose flour, you should use 1 cup plus 2 tablespoons of cake flour for every recommended cup of all-purpose flour. You can replace all or a portion of the flour as you please.” I hope that helps.

      Reply

  • Michelle Martin
    February 1, 2026

    These were good but no wow factor for me. I did not use raisins because I didn’t have any. I did use cranberries. Thanks for the recipe. I will try again with chocolate chips instead to see if there’s a wow factor there.

    Reply

    • NatashasKitchen.com
      February 1, 2026

      Hi Michelle! I’m sorry to hear they weren’t impressive. I hope the chocolate chips help.

      Reply

  • Allison
    January 27, 2026

    Can we save the mixture if we don’t want to cook the whole amount at once?

    Reply

    • NatashasKitchen.com
      January 27, 2026

      Hi Allison! The muffins keep really well for 1-2 days at room temperature, or can be frozen for longer storage. I don’t recommend storing the batter since the baking soda will activate and lose power overtime and the texture will also be affected if it sits too long.

      Reply

  • Noemi
    January 25, 2026

    Muffins burned from the bottom. I baked for 25 minutes. All ovens a different. Next time I will try 15-20 min baked time. Still yummy 😋

    Reply

  • Frances Farinola
    January 24, 2026

    I’ve made this recipe over 15 times! We all love it!! But now that my daughter is celiac I was wondering if you can make this gluten free. Please help.

    Reply

    • NatashasKitchen.com
      January 24, 2026

      Hi Frances! Yes, you can use a 1:1 measure gluten free flour blend like King Arthur or Bobs Redmill.

      Reply

  • Elizabeth Lewis
    January 21, 2026

    Can blueberries be substituted for chocolate chips and can honey be substituted for sugar? Thank you 😊

    Reply

    • NatashasKitchen.com
      January 22, 2026

      Hi Elizabeth. Yes, both of those substitutions would be fine.

      Reply

  • Lois Magdall
    January 16, 2026

    Good morning
    Could I use olive oil in place of butter. Thank you. They look delicious.

    Reply

    • NatashasKitchen.com
      January 16, 2026

      Hi Lois! I’ve only made this with butter, but several of my viewers have reported good results using oil.

      Reply

  • Christina Bloberger
    January 12, 2026

    I’ve made these several times now. It’s an excellent recipe. Occasionally, I add pecans which this morning I did not, darn. The only variation other than pecans is I sometimes substitute half brown sugar half white sugar seems to be a little richer.

    Reply

  • Vivi
    January 9, 2026

    Best banana muffins I’ve ever made! Thank you!!!

    Reply

  • Geraldine Salsbury
    January 9, 2026

    Can I make Banana muffins without the paper cups and just pour into muffin pans?

    Reply

    • Natashas Kitchen
      January 9, 2026

      Hi Geraldine, I always make these with non-stick liners since the muffins can adhere to the sides of tha pan and it will be difficult to remove them without breaking them.

      Reply

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