Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Just had the banana chocolate chip bread for the 2nd time it’s a winner
Thanks
You’re welcome, Theresa! I’m happy you enjoyed this recipe.
Been trying a lot of banana bread recipes before but this is the best banana bread and the only kbanana bread that my kids would eat! I am loving your recipes on FB 👍😊
That’s so great! It sounds like you have a new favorite!
I need to bake my banana cake tomorrow night in an 8″ x 8″ pan, to be used by my grandson for his Vanlentine’s birthday party the next night. (It will be cut into the number 5 and frosted. Should I bake it for a different length of time since it will be lower in a larger pan? Any advice is helpful! Thanks.
Hi Sarah, I honestly have not tested it that way so I can’t offer specific advice without experimenting.
I figured it out from another site (25 degrees higher for 2/3rds the length of time (40 min) because of the larger area – 64 sq inches in the 8 x 8 pan vs 45 sq inches in the 9 x 5 pan) and it was perfect (see my 5 star review on the 14th)!! Great recipe. Thank you again.
Great to hear that, Sarah! Thank you for sharing that with us.
Hi Natasha,
Not a baker by nature but tried my hand at baking your chocolate chip banana loaf as I just happened to have all your ingredients just lying around my pantry including the 3 over ripe bananas on my counter. The actual proof pudding was the look and the taste of the loaf from passer bys of friends just stopping by to shoot the breeze all afternoon! Your chocolate banana loaf was a huge hit to say the least! Thank You again for another great recipe that knocked it out of the park!!
You’re welcome, Jeff! I’m glad you enjoyed this recipe.
Obsessed with this banana bread. My husband said I have finally nailed the recipe (mind you, I was using other peoples recipes before) lol.
Thank you!!
Nice, thanks to you both for your great feedback!
That’s so great, Lena! I’m so glad you enjoyed this recipe!
Looked through the comments but ant see if you can freeze this at all?
Hi Kevin, we like to store it in a Ziploc or airtight container, I let it sit out for a day and after that, I will refrigerate it since it is a pretty moist bread for a few days… If freezing – the general rule for banana bread is to wrap it tightly with aluminum foil or plastic (freezer) wrap, stored properly it should last 2-3 months in the freezer.
This was the best chocolate chip banana bread recipe I’ve ever used. It came out so moist. Also, I used your rec to decrease by 20F (I baked at 330F for 60 min – I used a glass container – and it came out perfectly!
Yay, fantastic! Thank you for your wonderful review, Angela. We appreciate you sharing that with us.
Did you cover with tinfoil?
I used an extra banana and it’s taking a lot more time to cook. I cooked it for 50 mins. and am trying to cook it covered for another 20 mins. After 50 minutes I cooled it and tried to turn it over to take it out and it was still like raw batter in the middle. Any advice?
Hi Kate, If adding an extra banana you may need to adjust the other ingredients or it will be too “wet”.
Hi Natasha! I really want to make this banana bread recipe using a Bundt cake mould do I need to double or change anything in the recipe?
I have not tested this in a bundt pan to advise. I worry it will be difficult to remove. If you experiment, however, I would love to know how you like this recipe!
I used Bundt cake mold the first time I made and It came out perfect, followed exact recipe
as well.
Thanks Natasha for great recipe!
Has anyone tried this adding peanut butter powder?
Hi Deborah, I don’t recall that anyone has tried that yet.
Made the recipe, added packing powder, butterscotch morsels, 2 bananas not 3 & one zucchini came out great
Thank you
Thank you for sharing those substitutions with me! I’m glad you enjoeyd this recipe!
Thanks Natasha for the best banana bread recipe ever! So moist, delicious and flavorful. Making it again today!
I’m so happy to hear that! Thank you for sharing your great review!
Over the last six months I have been trying different recipes for chocolate chip banana bread. This by far is the best one. Doesn’t matter if I make it in a loaf pan, mini loaf pan, muffin tin or bundt pan. Always comes out delicious. Easy to follow instructions.
I’m so glad you enjoyed this recipe, Lisa! Thank you for that wonderful feedback!
Every Recipe is amazing and easy! I love how you explain everything step by step! Thank you! You are too cute in every video! Keep changing the world one recipe at at time! You’re a blessing!
Hi Elsa, that is so encouraging. Thank you and blessings to you!
Found your site a couple of weeks ago and absolutely love everything I’ve made. The chocolate chip banana bread is a big hit. Can I use oil instead of butter for a dairy free option? If so, how much oil and what kind?
I’m so happy you discovered our blog. Welcome! 🙂 I haven’t tried personally, but I have had a few readers report good results substituting with light olive oil or coconut oil.
Love your recipes. Just made this Banana bread, but I used milk chocolate morsels…. I hope it comes out ok. I’ll keep you posted.
I’ve made this many times for banana bread in a variety of size pans, always comes out great.
We LOVE it! How long do you recommend for muffins??
That’s just awesome, Kelly! If you’re making these in muffin tins, you’d want to bake them for 25-30 minutes tops. We have a banana muffin recipe HERE you can use as a guide. I hope that helps.
Hi, just wondered if baking powder should be included?
Hi Isabel, I always recommend making the recipe as written without any modifications, especially the first time.
Thank u so much for your prompt reply. Just never made a banana bread without baking powder.
This is most definitely not my first time baking a banana bread. Just haven’t seen a good recipe that doesnt include baking powder.
I’ve made this recipe a few times and co-workers love when I bring a loaf to work! Great with your morning! I did a a 1/2 tsp cinnamon and it came out so delicious!
That is nice to know, Christie. Thank you for leaving an awesome review here!
Hi Natasha! I love your recipes! Question, is there a difference if it’s melted butter instead of softened butter?
Hi Ivy, yes, I would make sure to make the butter portion as written. Using melted butter will impact the texture of the bread. Softened butter will make this more airy and slightly more spongy texture instead of crumbly. I hope that helps.
I’ve made this recipe a few times. It is yummy.
I’m so happy to hear that! Thank you for that great review.
This was incredibly delicious. I just love all of your recipes and always look forward to your emails.
Thank you so much for your recipes and videos.
You make cooking and baking fun!
Thank you for that wonderful compliment, Elena! I’m so glad you’re enjoying our recipes.