Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
I just love your recepies so much. Most favourite for my 8 year old is your brownie. Looking forward to try some more recepies of yours❤️❤️
We LOVE the brownie recipe also! I’m so happy to know you’re enjoying our recipes!
Hi Natasha Kravchuk.. i made your beautiful yummy chochip Banana bread .. sorry was going to take a photo to send .. but it smelled so good that didn’t have to take the photo.. my grandson loved it so do I.
Thanks heaps 💕
Hi Jean, no worries at all. You can share some photos of your creations on our Facebook page or group next time. I’m glad you enjoyed it!
Can you set up the recipes for Pinterest?
Hi Beth, here’s our Pinterest account.
I’ve made this 3 times and my family and friends love it. I also add raspberries on top to add a hint of fruit flavor mixed in. Very delicious!
I love the idea of raspberries with chocolate! Thank you so much for sharing that great review with me.
I don’t often find a recipe that i don’t change but this one is perfect as is and so moist. with chips or with nuts. its perfect every time.
That’s so great! It sounds like you have a new favorite!
Thank you for sharing this great recipe ,delicious
You’re welcome!
We do a combo of chocolate chips and peanut butter chips. So good!
Yum! Thank you so much for sharing that with me.
Loved the recipe
But i think it was
Over cooked next time ill try to keep it for 55 min
Thank you for always sharing great recipes
I’m so glad you enjoyed it! Thank you so much for sharing that with me.
I don’t know the first thing about baking but somehow I didn’t screw it up ! I didn’t have chocolate chips so I used Hershey bar pieces. I didn’t have baking soda but I had baking powder and it turned out SO good. I don’t know the difference between the soda and powder ( when it comes to baking ) but it worked out .. I have made many of your other dinner and side dishes and I absolutely have LOVED them ALL your recipes !
I’m so glad it worked out for you, Jenny!! Fun fact, baking soda is strong. In fact, it is about 3-4x stronger than baking powder.
You are my go to for recipe’s I’ve made a ton of your things and have never been disappointed. I’ve made this recipe many many times during quarantine = ) the last couple times I’ve felt like 60 minutes it wasn’t cooked using the tooth pick method. I’ve searched in the comments for anyone else that has been having this issue but not shockingly I’m the only one. My loaf pan isn’t old its a caphalon one that’s silverish. Would you recommend anything else?
Thank you so much for your amazing recipes and guidance!
Hi Brittany, I’m curious if it’s your oven? I would recommend making sure it’s calibrated. Also, adding too much banana will make it more “wet”. I hope that helps.
Hi. I think it depends on the size of the bananas. I used 4 but not totally ripped and it only needed 55 minutes
This is the best banana bread recipe ever. So moist and very delicious. My family’s favourite and always a bit hit. Thank you for sharing this recipe. All your recipes are the best ever and so tasty.
That’s just awesome! Thank you for sharing your wonderful review!
A friend made this and said it was fabulous. Being a bit of a novice with baking and gluten free…can you make suggestions for what I can use for flour that is not wheat?
Hi Diane, I haven’t personally tried that to advise but others shared this “I made this with gluten free flour and it’s a big hit at my house!” Maybe others here can recommend the exact brand of the flour that they used?
Thanks for the recipe!!!! I added some toasted walnuts and the results were AMAZING!
That’s so great! Thank you for sharing that with me, Anna!
Sorry natasha I forgot to put my rating on this recipe
Thanks Natasha LOVEED this recipe I added toasted walnuts too and it was soo delicious!!!
I’m so happy to hear that! Thank you for sharing your great review, Anna!
I made this this morning it’s delicious
That’s so great! I’m so glad you enjoyed it!
I made this banana bread the other day. OMG it was wonderful! Went strictly by the recipe and it came out great. My family ate the whole thing for dinner
Yay, I am happy to know that, Gene. Thank you for your good feedback!
I did this recipe many times ,kids like it so much ,thank you Natasha.
I like all your recipes.♥️
You’re so welcome! I’m glad to hear that your family loved this recipe.
I’ve baked it for 1 hour and 30 min and its still doughy. I turned the heat down because im afraid it will burn. Anyone know what i did wrong or what i could do different? Super annoying.
Hi Emma, I’m wondering if too many bananas were added, resulting in the mixture being too wet. I would also check your oven to make sure it is calibrated.
Check your oven temperature. Sometimes that is the issue.
Best Valentine’s cake for a five year old ever! Thanks so much. I’m terrified of baking, but your step by step guide led me to success!
I’m very happy to hear that, Sarah. Thank you so much for your awesome review!