Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Hi Natasha!
I really want to try this recipe, but wondering if using 2 bananas instead of 3 would affect the moisture of the bread? I love your videos and how easy it is to follow your recipes!
Hi Gaby, if the two bananas are large enough that may work. One of my readers wrote: “only had 2 bananas on hand so i substituted the 3rd banana for 1/2 cup of applecauce and it came out very good. definetly my new go-to banana bread.” I hope this is helpful!
Amazing banana cake!! Love how moist it is on the inside and crispy on the outside! Thanks for sharing this awesome recipe!
You’re welcome, MK! I’m so happy you enjoyed that.
This was AMAZING! I didn’t have any eggs, so I used one container of applesauce. (the kind you buy in packs) The loaf came out perfectly and you couldn’t taste the applesauce at all. I will be making this recipe again today with eggs. Thank you!
You’re welcome, Christina! I’m so glad you enjoyed it!
This banana bread was so delicious!! Was wondering if you have a recommended cook time if I wanted to use the same recipe to make muffins?
Hi Bev! I’m glad you enjoyed this Banaba Bread! If you’re making these in muffin tins, you’d want to bake them for 25-30 minutes tops. We have a banana muffin recipe HERE you can use as a guide. I hope that helps.
This recipe is heavenly! I tried it and turned out better than I expected.
That’s nice to know! Great to hear too that you enjoyed this recipe.
This cake is so delicious, I added a touch of cinnamon. It goes perfectly with the banana. Baked it for less time than stated and it was so moist and gooey. Thank you
Thanks for your great review and feedback, Mariyam. I’m glad that you loved it with a touch of cinnamon too!
I love this banana bread it is moist and i make it for my grand kids as they really like it
Isn’t it the best! That is the best when kids & grandkids love what we parents make. That’s so great!
so good! I put it in a square pan instead for 30 min, it was perfect
Glad it was a success!
Hi Natasha,
This banana bread is delicious. I made it today with my 5 year old daughter, she couldn’t wait until the bread cools down. The whole house smelled so good. I didn’t have chocolate chips so I used 2 Hershey bars and kisses instead. It came out amazing. This recipe is definitely a keeper.
Nice! I’m glad you had Hershey bars available to use. I’m happy too that you enjoyed it!
This looks wonderful! Do I have to alter the recipe if I add nuts?
Hey Rose, you could add toasted and coarsely chopped walnuts in addition to the chocolate chips. It would be a wonderful combination! 🙂
I’m 77, and my mom use to put chocolate chips, either raisins, dried cranberries, or dried cherries in also, My son won’t have any if there isn’t any chips & dried fruit in it.
Those are good too!
I just don’t understand why you would want to add chocolate to a bread that should taste like bananas. I guess I’m old fashioned.
This was so good! Family and friends loved it. I made this and added some butter on it! Ha! Thanks for the wonderful recipe!
You’re welcome, Elliana! I’m so glad you enjoyed it!
Nataszka is 1:30 am and I took the cake out of the oven, it’s wonderful, already half eaten, I’m baking a second tomorrow. Thanks for the fantastic recipe.
Fantastic! Happy to know that you enjoyed this recipe, thanks for your good feedback!
Had extra bananas that were quickly going bad. I decided to give banana bread a try, and of course I went onto your page to get the recipe. Have a “pro” at work that makes the driest bread and it’s always disappointing. My only oops was no chocolate chips, BUT…I had butterscotch chips. Absolutely, the best banana bread I have had. Your recipe is easy and not intimidating. And the results were fantastic. I was going to bring in to work today, but not enough left!
Delicious!
I’m so glad you tried my recipe, Michael! It really is the best, and I’m so glad you enjoyed it! I can’t wait for your co-workers to try it!
I made this cake today and my family loved it. I substituted the sugar for half a cup of low GI sugar substitute. I also added a bit of spice to the dry ingredients (ground cardamom and a but of cinnamon). It was fantastic. Thanks for the great recipe.
Hello Shay, good to know that the substitute that you used worked great too! Thanks for your wonderful review and feedback.
Made a lot of banana bread in my life and I’m not sure why, because BB is a very basic recipe, but this is the best BB I’ve ever made.
That’s just awesome! Thank you for sharing your wonderful review!
I’m at 6300 feet elevation. What adjustments do you recommend? TIA!
Hi Michelle, I recommend this high-altitude baking guide. I hope this helps!
Love this banana bread. I have made this as a cake not in a loaf pan. Less cooking time about 40 min.. grandkids love it. Thanks
That is the best when kids love what we make. That’s so great!
Hi Natasha mmmade you’re deliscious Chocolate Chip banana bread my family loved it & also my company! Thank you for you’re recipes
That’s just awesome! Thank you for sharing your wonderful review!
Hi,
Can I use veg.oil instead of butter if yes how much,
Thank you
Hi Negina, I haven’t tried it personally to advise on how much, but I have had a few readers report good results substituting with light olive oil or coconut oil.