Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Great recipe and super easy. Especially happy to have found a good one that doesn’t call for sour cream!
I was panicking because I used 4 fairly large bananas and was reading through the comments after it was already in the oven. I checked it at 55 minutes and it was a little wet so returned it to the oven for 10 more minutes (high end of cook time, 65 min.) It came out perfect.
I did use Bob’s Red Mill Artisan Flour (measured then sifted) vs all purpose. Not sure if that made a difference in the mixture not being too wet, but it was perfect. I also only used about 2/3 cup chocolate chips, I didn’t put any on top, and added about 2/3 cup chopped walnuts.
Thanks for a simple recipe to satisfy my banana bread cravings!
You are so welcome. Thank you so much for writing your review, I’m glad you enjoyed this recipe!
Thanks for providing the recipe for some quality time with my daughter today. We love to watch your videos, and we do a taste test at the end just like you. We’ve tried many other recipes of yours and greatly appreciate you sharing all that you do! Keep up the good work!
Thank you for sharing that wonderful feedback with me, Bab! I’m so happy you’re both enjoying my recipes and videos! I’m smiling big reading your comment.
Hi this is Bab’s daughter. I would like to say thank you for writing us back and you are a great cook. And I love your videos. Have a good day! And a happy Halloween!
Aww, that’s the best! Thanks for stopping by, Bab!
Love!!! I just made these, but made them into muffins. It’ll make about 18 muffins. I buttered the muffin tins and cooked for 20 minutes at 350° and they are perfect!! Thank you Natasha for this wonderful recipe
You are most welcome! I’m happy to know that the recipe was a success, thank you for your review!
I’m going to try this recipe soon, but I have a question. I just baked a cake and sprinkled some semi-sweet chocolate chips on top. They melted! What prevents yours from doing the same?
Hi Rene, typically if the chocolate chips are untouched, they will firm up and hold their shape as the bread cools but if you touch them with your hands, they will melt.
This is our go to banana bread recipe! I’ve made this exact recipe dozens of times.
I make into muffins and freeze individually so we always have a yummy breakfast.
I’m currently trying to support breastfeeding so I add a few tablespoons of ground flax seed and a cup of oatmeal along with some extra banana- a little drier but still delicious and filling!
I’m so happy you love the chocolate chip banana bread. It’s a favorite with my kids also. Great idea with adding ground flax to make it even healthier.
Hello we just moved and my loaf pan is packed up. Can I bake this in an 8in x 8in pan? For how long and at what temp.?
Thank you
Hi Amy, I havne’t tried it myself in an 8×8 pan, but with a few adjustments, it may work. Here’s what one of our readers wrote “(25 degrees higher for 2/3rds the length of time (40 min) because of the larger area – 64 sq inches in the 8 x 8 pan vs 45 sq inches in the 9 x 5 pan) and it was perfect (see my 5 star review on the 14th)!! Great recipe. Thank you again.” I hope this is helpful!
Hay natasha, why did my chocolate chips all sink to the bottom of the tin. I followed the recipe exactly as you said. It was absolutely delicious but the chocolate chips all sunk down 😔
Hi Sarah, I’m so happy you enjoyed this recipe! I have not experienced them sinking to the bottom. Did the batter possibly sit for some time before getting baked? I would make sure it is mixed in and get it into the oven in good time.
This is hands down the best banana bread that I have ever tasted. I couldn’t agree more with the way Natasha described the banana bread! It is perfectly moist & has a decadent taste! Followed the recipe exactly but adjusted my timing and oven temp, it baked beautifully. I made this 3 days ago & it’s just as moist as the day I baked it. Thanks for sharing your recipe 😊
That’s so great! It sounds like you have a new favorite!
i made this recipe and its a super hit
So great to hear that it was a huge hit! Thanks for sharing.
Natasha why does my banana bread always crack in the centre surface? Tastes yum though.
Hi Kharmeen, I wouldn’t worry too much if your banana bread splits on top. That’s not a bad thing! The crack on top of bread happens when the loaf sets in the oven but still rises a bit more. It’s very common.
Hi
I love your banana bread receipe.
But i didnt want to use eggs, what can i subsitute the eggs with..
hope to hear from you soon
thanks in advance
Hi Narissa. I have not tried an eggless substitution but I do recommend reading through our comments, sometimes our readers will share what they tried!
My family loved it! I was out of chocolate chips so I improvised with Hershey kisses and chopped them up. I also added chopped pecans. New fav banana bread recipe!
Hello Jennifer, great to hear that your family loved this recipe and that’s a nice idea. thanks for sharing!
Can I use one egg?
Hi Heather, I have not experimented on that to advise. If you try that, please share with us how it goes!
Hello from England! I love this recipe and have made many times. If I only have one banana I add frozen raspberries or frozen blueberries. Dust them in flour first and just a quick stir at the end so they don’t mash up!
Delicious!
Thanks for sharing that with us, Jacque. I’m glad you loved this recipe!
Thank you for this recipe. It’s my new go to banana bread. Delicious just the way it is written. Even my husband, who is not a huge baked goods fan agrees, as he always looks forward to when I make this 🙂
That’s just awesome! Thank you for sharing your wonderful review, Maya!
It’s perfect 😍 My family loves it
Thank you so much Myline.
I love how easily your recipes read with the amounts in the actual recipe. Thank you for doing that!
You’re most welcome, Jasmine. Thank you for appreciating that!
Hi Natasha,
If I would like to make 2 loaves, would you recommend doubling the recipe, or stick to the measurements and doing it 2 separate times?
Hi Joanna, personally, I would make it in two separate pans. Doubling it will work though if you have a large enough pan!
Hi Natasha,
Just tried your recipe and it is amazing!! Love that it is so easy to follow and it turned out perfectly!
My mum would like me to make it to gift her friends. I am thinking of baking it in an aluminum foil tray. How would you suggest adjusting the temperature and duration?
Hi Joanna, I have only made these in our metal pans, but I bet that will still work in a foil pan. I would monitor closely towards the end there to ensure it doesn’t burn. I haven’t tried it in a foil tin myself to advise.
Could I use brown sugar?
Hi MJ, that may work! I would do an equal substitution of brown sugar – also, I would do packed brown sugar since granulated sugar is more compact. Your banana bread will be slightly darker but should still taste great.
And you use salted butter Instead of unsalted
Hi, I have unsalted butter listed in the recipe and I always make it with unsalted butter. It could work with salted but probably use less salt in the recipe.