Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
I have a question, I had to put the egg, banana, butter and sugar into the fridge because someone took the last egg for the 2nd one. Will it still be okay while it refrigerated?
Hi, oh that is a bummer when that happens. I’ve been in that situation before but haven’t tested that through with this recipe. I would bring the ingredients back to room temperature and then proceed with the recipe once you have the last egg.
Your recipes look really good.
I’ll veganize the recipes so my son can enjoy them.
Hi Susan! I hope you enjoy this recipe. I would love to hear how it turns out.
This sounds so good and this may have been asked but I can’t find it…What changes should be made for high altitude of 6300 ft? I don’t want to fail at this recipe.
Hi Paula! Reference this high altitude baking resource. I hope that helps!
If I don’t own a stand mixer could I use a hand mixture or is there a different way to make it
Yes, that would be fine.
Banana bread has been around before house hold appliances. I use a fork for all mixing.
I made this bread yesterday and luckily there was a piece left for morning coffee today. I don’t normally like chocolate chips in my banana bread, but this really changed my mind. I used bananas that I previously froze ( I like using thick syrup that results after thawing). This will definitely be my go-to banana bread.
I’m so happy you enjoyed that. Thank you for sharing that with us, Kat!
So moist and a perfect level of sweetness! Definitely get that banana flavor 😋
I’m so glad you enjoyed it!
Hello Natasha, I have been watching you on YouTube for 2 years, I guess and I love your energy and good humor! Oh, I also LOVE all your recipes. Thank you so much for sharing with us.
Elaine Bernier, Acworth, Ga.30101
Hi Elaine! Thank you for following my channel all these years. So glad you enjoy my recipes.
Good recipe for banana bread. Enjoyed the texture and sweetness of the bread.
Thanks for your good feedback and review, Kevin. Good to know that you liked it!
I tried this just today and only used 2 bananas. It came out perfect and most and delicious! I was so impressed that I made it again! One for me, one I’m delivering to an elderly neighbor!
Sounds awesome and that is so sweet of you to share!
I always add some apple sauce or yogurt to the recipe. I find it makes the bread soft and moist for days.
That’s a good idea, thank you for sharing that with us!
How much apple sauce or yogurt do you put and do I put it when I am fixing the dry ingredients?
Just used this recipe! So easy to make and so deliciously moist. Definitely will be making this again in the future.
Hi Sena, I’m glad you enjoyed the recipe. Thank you for this review!
What do you do if you only have two bananas? Would you sub in pumpkin or an egg?
Hi Shelby, if the two bananas are large enough that may work. One of my readers wrote: “only had 2 bananas on hand so I substituted the 3rd banana for 1/2 cup of applecauce and it came out very good. definetly my new go-to banana bread.” I hope this is helpful!
amazing recipe, this is the only banana bread recipe ill use from now on!
Thank you for the great feedback, Zoe!
Baked this yesterday and my boys LOVED them so much they ate the whole pan of minis I made. I will definitely be making these again soon.
That is the best when kids love what we moms make. That’s so great!
Definitely the best and moist banana chocolate chip bread recipe I have ever made. Delicious.
Thanks you for your good comments and feedback, Diane!
How should I store this cake? I’m making it on a Friday for a Sunday serving.
Thanks!
Hi Marie, we like to store it in a Ziploc or airtight container, I let it sit out for a day and after that, I will refrigerate it since it is a pretty moist bread for a few days.
made this & it finished in a few hours!! absolutely loved it!
I’m so glad you enjoyed it, Shila!
Perfect recipe. Everyone loved it. I used a mix of white and brown sugar. Yummy results! Thank you Natasha for sharing this deliciousness and for the detailed post and pictures. Very well done. I am adding this one to my keepers.
I’m so glad this was a hit! Thank you for sharing your great review!
Easy recipe to follow and tastes delicious I have a gas oven and at 350 for 50 mins the outside burned. I’m going to try for 40 minutes next time. The inside tasted delicious.
Hi Vicky, make sure you are not using convection oven settings. This recipe is written for a conventional oven.
oh ok! Thank you for that information!! My daughters and plan on making it again!
This banana chocolate chip bread is absolutely delicious. Will definitely make it again. Love your recipes Natasha.
That’s just awesome! Thank you for sharing your wonderful review, Nicole!
So good. Suggestion to put a strip of wax paper or parchment paper to pull the loaf out to cool other wise you smash the chocolate chips on top. Otherwise delicious and quick!!!
Thank you so much for sharing that with us!