Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Easy and quick to make recepie. Very delishous. Can’t wait to make again.
Thank you for the good feedback!
Made this. It’s incredible. I’m making another one today. Best banana bread ever!!
Sounds great, I hope it becomes your new favorite!
It’s in the oven as I write! All your recipes I’ve tried have come out perfect!
I bet your home smells so good right now! Thank you for that wonderful feedback, Susan!
Looks delicious! I am a beginner cook and was wondering if I could use salted butter instead of unsalted? Also, could I also add some walnuts? My BF loves them.
Hi Michelle! Using unsalted butter helps you control the saltiness. You could use salted but I would omit the salt in the recipe if you do this. Walnuts work great and are a great addition!
Is it okay to double the recipe? My bread is in the oven as I am writing this!
Hi Kate. Yes, you can double the recipe.
This is my Go To Banana bread! Best Tasting! I love this recipe. It’s so easy I have it memorized. I have made it literally 8 times just this summer. Parties , church or just a treat for home. My kids love it.
Thank you so much for sharing that with me, Tammy! I’m so happy this was a hit!
This made it seem like I was an experienced baker! Family favorite now! Thank you!
You are most welcome and happy to hear!
Showing all the steps up front without the ingredient amounts is not useful at all. You have to jump back and forth. Recommend adding ingredient measurements throughout.
Hi Rob! We’ve provided a shortcut for that, click on the “jump to recipe” button at the top of the page. I always recommend reading through the blog post as well, I provide tips and answer some frequently asked common questions.
Excellent! A hit with everyone. Make sure your bananas are very ripe! Should it be stored in the fridge?
Thank you for sharing, Brenda! I’m happy it was a hit! 🙂
I wish this all appeared in the reverse order that it does! The ingredients should be first; I got frustrated scrolling through all the instructions and other advise before I could find the ingredient list.
Hi Julie! We have a “jump to recipe” button at the top of the page, for this very reason. 🙂
Please, please, please add a save button. I love your recipes!!!
Hi Deborah! Thank you for the suggestion, we are looking into this option. Thanks for your patience.
Delicious, moist out of this world best banana bread ever.
Could eat the whole loaf.
That’s wonderful! So glad to hear that.
Got back from Maui about three weeks ago and one of the best treats we had there was their chocolate chip and bread. My family wanted me to try to make it so I found this recipe and WOW-it is delicious. Can’t believe how easy it is to make and now I have used for all my Uber ripened bananas. Loaf was gone before the night was up. Making another one today!! Next I need to add some chopped nuts to it, but want to try to get macadamia nuts for authenticity 🤩
I’m so glad you found my recipe and blog, Janet! I’m so glad you all loved it!
My daughter wanted banana bread so I looked up recipes. I have seen videos from Natasha’s kitchen before. I followed the directions and WOW! So moist, FLAVOURFUL, and gone 15 minutes after it cooled. My family wanted more!
That’s wonderful! So glad to hear that.
Can I use self rising flour instead of plain.? What would be the difference? Never understood why you can’t substitute.
Hi Darlene. I have not tested that to advise. You may want to research this online to see how to best substitute this in baked goods. You may find this article from King Arthur website helpful.
I almost never leave reviews but when my boyfriend referred to this as “crack,” I knew I had to! I had double the overly-ripe bananas so I made 2 loaves and it was excellent!
Hi Lex, we appreciate your time in sharing your feedback and review! Thanks a lot and I’m happy that you both enjoyed the recipe.
I made this today it’s cooking now and smells delicious. I accidentally used 1/2 of a stick of butter. Instead of a 1/2 cup of butter. I’m hoping it still comes out good.
Hi Tamara! I hope it still turned out great.
Even with half the amount of butter it was delicious. Thank you so much for the recipe Natasha! I’ll definitely be making it again.
So glad to hear that, Tamara! Thank you for the feedback.
I did muffins instead of a loaf. I am wondering how many carbs would be in the muffins
Hi Jessica. This recipe makes 10 slices of banana bread and the nutrition facts listed in the recipe card are per 1 slice. You can multiply that amount by 10 and then divide the total but however many muffins you made from this recipe. I hope that helps.
I make This recipe of yours at least twice a month my whole family loves it! Thank you !
You’re very welcome, Monica! So glad your family loves it!
Wow what an awesome recipe! This morning I have just made a second loaf at the request of my family members. They have declared this bread to be the best ever! I agree! Thank you for sharing this recipe as well as others🙂
You’re very welcome! I’m so happy you enjoyed it, Katheryn! Thank you for sharing your excellent review with me!
I make this at least once every couple of months for my wife and kids, for the past couple of years, always a hit! I’m making again tonight and adding a tsp of cinnamon just to see what happens. Thanks for the recipe!
Sound good, please update us on how you liked that!
Is it okay if we use 5 fermenting bananas? I am eagerly awaiting your permission and hopefully they will be fully fermented by the time you reply! This is urgent.
Hi Max, it depends on the size of the bananas. Also, not sure what you mean by ‘fermenting’ – they should be very ripe. I guess I’ve never referred to them as fermented. Anyway, this recipe has about 1 1/2 cups of mashed bananas