Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
I have made this many times and love it. However, the middle of the bread turned out a little wet. How can I fix it? Thank you very much.
Hi! It sounds like it could have been baked a little longer. Did you fully preheat the oven before hand or use a smaller loaf pan by chance?
Hi Natasha. I didn’t try the recipe yet. it sounds delicious though. My loaf pan is slightly smaller. Is it ok? Do you measure at the top of pan? Thank you
Hi Angie! It’s important to not overfill the loaf pan as it can affect the rise and texture of the bread and could even remain uncooked in the middle if it’s too thick. You could try decreasing the recipe to better fit your pan. You can decrease the serving size at the top of the recipe card. Also, see my images in the blog post above to reference how full my loaf pan was. I did not fill it all the way to the top, it needs to have room to grow.
My banana bread came out wonderful. Only thing when I set the timer I forgot to push start. Its a good thing I kept an eye on it. It almost burned.
I’m so glad you enjoyed it, Lucy!
Does it matter if the loaf pan is dark or light in colour? Because the box cake mixes always say to reduce the heat if the pan is dark.
Thanks,
Bennette
Hi Bennette! Yes, different metals can affect how the heat is distributed and how the cake bakes overall. You may find this article from King Arthur Baking helpful.
Amazing Banana Bread with Chocolate chips. I added chopped walnuts in one of the loaves. Thank you for the amazing recipes.!
You’re very welcome! Thank you for your awesome feedback too.
11/10. This is some REALLY good banana bread. I haven’t had banana bread in forever, and this was perfect for breakfast, lunch AND dessert!! I also love the fact no dried fruit or nuts had to be added (but if you like those, that’s okay too) you never let me down, Natasha. Keep up the good work! 💜
That’s so great! It sounds like you have a new favorite, Okosu!
I made a loaf and 4 muffins (I didn’t want to fill my pan too full so I had extra and make muffins ) I did add white chocolate chips and walnuts to mine. This is a great recipe they turned out amazing! Also if you want muffins it took about 25-30 minutes with this recipe on 350 🙂
Hi Keisha! Thank you for sharing that with us. I’m so glad you loved the recipe.
Hi. Kindly inform what can be used if we don’t have butter? Thank you.
I haven’t tried any substition for butter to advise.
I’ve made this recipe a few times and the top part of the bread always comes out wet and gooey and the sides are dark and always overdone. I use very wet ripe frozen bananas all the time. The only thing I do not do is let them thaw overnight and then come to room temperature. Yet even when I use semi-ripe bananas the tops are still wet. I tried lowering the temp and cooking longer. I put them on the second rack down from the top. It doesn’t seem to matter. What am I doing wrong? I’m so frustrated. It makes me not want to try anymore. By the way, I love your Baklava recipe. It’s a staple every Christmas.
Hi Gail! Are you using a different size loaf pan? The type of material could affect that as well because of how heat is distributed throughout the pan. It sounds like it could be the temperature or the pan. I also highly encourage using an internal oven thermometer to calibrate your oven and see how it heats.
It’s pretty funny you said to check the oven temp because my husband is a repair tech and he said he calibrated it and it is perfect. I thought like you, it’s got to be the temp. I’ve tried glass and metal pans that are 5×9. It’s always at the very top underneath the crusty layer. It’s just so strange. I thought it was because I use 3 frozen bananas, but I tried room temp ones too. I don’t know, I guess I’ll keep trying. Next time I’ll bake it at my daughter’s house and see if there is a difference!! Lol
Thank you for your input.
Hi Gail, is it possibly an elevation issue?
I wouldn’t think so we live in Florida. I thought the bananas were too chunky so I whipped them a long time before adding the other wet ingredients then I whipped it again before the dry.
It’s so strange and very frustrating. Eventually, I’ll figure it out. Thank you for trying. lol
The exact same thing happened to me! I have tried it twice now. Different pan and longer cooking time haven’t helped. The middle top remains wet. The rest of the bread tastes yummy and baked. Please let me know if you have found a solution. Thanks
The same happens to me every time I make banana bread in a regular loaf pan. I don’t know why. I started making mini loaves instead.. problem solved.
I tried this recipe as I have a freezer full of bananas and figured it was time to start using them up. The recipe was super simple and delicious, even after being an idiot and not paying close attention to the ingredients and putting in baking powder instead of baking soda. Turned out small and dense but really tasty so will definitely try again but with the proper ingredient. Also should have tried lining the pan with parchment paper as someone had suggested to make getting it out of the pan easier. Either way, the recipe is a keeper. Thanks
Oh no, I hope you’ll try it again next time using the right ingredients. I’m sure it will be perfect already!
We love the Chocolate chip Banana Bread. Super moist – our neighbors love it at the holidays.
Make sure to use the bread pans and butter and flour; no cheating with silicone bread pans. And we began using semi-sweet mini morsels. For us, they spread through the bread more evenly so every bite is a moisty bananay chocolatey yum.
Hi Whitney! I’m glad you love the recipe. Thanks for sharing.
Followed the recipe exactly as is and it came out great! Took 60 mins in my oven on the lowest rack and I turned the pan halfway through baking time. I may try half the sugar as white and half dark brown sugar and see if it gives it a deeper flavor. Surprisingly I was able to carefully get it out of the pan and the chocolate chips on top stayed looking fine.
So glad you enjoyed it!
The best banana bread ! i used gramms (Greece) and i baked 30 minutes , i think because my mold was not tall like bread pan . your recipe is easy and delicious !thank you !
You’re most welcome! Thanks for your good comments and feedback, Maria.
My son asked for banana bread. So I asked him to search a moist recipe. He found this one. I made it and we both love it.
It was easy to make and turned out perfect!!
Wonderful to hear! Thank you for the feedback.
So moist and delicious! Not soggy on the inside and/or overdone on the outside like many recipes. My family gobbled it it! Will make this again soon.
Wonderful to hear, Angela! Thank you for sharing.
I tried this recipe and after about 20-25 mins in the oven I realized that the top was all burnt! I thought maybe it was because of the chocolate chips that I sprinkled on top so I cut off the burnt top and put it back in the oven. Unfortunately it burnt again. I’ve made banana bread many times in the past using very similar recipes and it always turns out good so I was very surprised that it was burning. The only thing I can think of is that I put it on Convect Bake instead of just Bake…?? I have no idea why else this would have happened. so sad.
Hi Mirelle, the bake instructions on this recipe are for normal bake mode. If using convection mode, you will need to adjust the temperature and time. I also recommend ensuring the Banana BRead is not to close to the top heating element.
I came across this recipe but decided I wanted it fluffier so used baking powder. Super excited to cut into it!
Hi Alisha! I hope you love it! Let us know how it was. 🙂
I tried this recipe for the first time. It’s a keeper. I added some chopped pecans on top as well. It was delicious. Can’t wait until you publish a cookbook. I really enjoy your recipes.
Hi Anita! I’m so glad you loved the recipe. Thank you for sharing. 🙂
Aujourd’hui je cuisine ce pain aux bananes pour la deuxième fois. C’est rendu notre préféré! Merci pour cette délicieuse recette Natasha!
I’m so happy you found a favorite on my blog, Jo! Thank you for sharing that with me!
I was wondering if this could be made without chocolate chips. If so, should something else be added in its place? I don’t think so, but wondered about the moisture effect on it. I just am not a chocolate lover. Thanks.
Hi Cate! Yes, you could. Have you seen my banana bread recipe HERE? It has raisins and walnuts. 🙂
Going to make this today. Can you use slivered almonds? Just wondering.
Hi Sue! That should be fine! I hope you love the recipe. 🙂