Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

This post may contain affiliate links. Read my disclosure policy.
Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Thanks so much for your recipe! I have my 3rd loaf in the oven now 🤩 I did vary a little from your recommendations in original banana bread recipe- 1 c flour plus 1/2 c flax, 1/2 c sugar instead of 2/3rds. And applesauce instead of oil. Comes out fabulous every time 😊 keep up the good work!
Thank you for sharing that with us, Rachel!
Made this while my daughter was home visiting and she said this was absolutely the best banana bread she had ever eaten. Was easy to make and clear instructions. Love all of Natasha’s recipes
Hello Susan, thank you for sharing that wonderful feedback with us. Love it!
This is my go to banana bread recipe! Always a huge hit. I bring it for Thanksgiving and get a tone of compliments. I was wondering if the nutrition facts are actually per slice of banana bread because it seems high for one slice. But either way totally worth it.
Hi Allison! I’m glad you love this recipe. Yes, the nutrition facts listed reflect 1 serving.
I am absolutely proud of you. You’ve done amazing things and a wonderful family (ies) of support. You have a dream and YOU made it happen. Ironically,
the song ” Don’t Stop Thinking About Tomorrow” by Flettwood Mac. My absolute fave band..
You just keep going!.
Thank You .
J
Thank you so much, I appreciate it.
This bread is truly amazing .I wasn’t sure if my husband would like it but he tried it and loves it. .great recipe
That’s just awesome, Pauline! Thank you so much for sharing that with me!
This bread is truly amazing .I wasn’t sure if my husband would like it but he tried it and loves it. .great recip
That’s so great, Pauline! Thank you for your wonderful review!
This was the best banana bread! It was gone after a few hours. Everybody ate it. It was so easy to make. I will be trying your chocolate banana bread today.
I’m so glad to hear that. You’ll love the chocolate version too!
This is the best recipe to make excellent that stays moist to the last slice banana bread! I’ve tried sour cream, cream cheese, sorts of rum, liquors, and even strawberries to achieve a unique tasting and moist banana bread. This recipe is the formula to excellent banana bread!
Extra: I add an additional 1/3 C. of sugar to the mix. Then before baking I add large sugar crystals on top of the loaf & then lightly sprinkle kosher salt on top of the crystals.
Thank you so much for sharing that with us, Mick!
I normally don’t write reviews but I had to write this one. This is so delicious and moist. It melts in your mouth. Thank you so much for sharing this amazing receipe with us. It’s absolutely the best my family has ever tasted. Everyone needs to try this amazing receipe. WOW!!!
That’s so great! It sounds like you have a new favorite, Patti!
Can salted butter be used? Or is it worth running out to get unsalted? Thanks!
Hi Elise, Using unsalted butter helps you control the saltiness. You could use salted but I would omit the salt in the recipe if you do this.
Love love this recipe…it’s my family favourite!!!
Can i make it eggless?? If so do I add an extra banana?
Thanks for this review! I have not tried making this recipe eggless to advise. If you do an experiment, we’d love to know how it goes.
Honestly :the most delicious chocolate chip banana bread I ever had.
That’s just awesome! Thank you for sharing your wonderful review, Kaki!
I am wanting to back as muffins instead of a loaf. Have you baked as muffins and if so, length of time to bake.
Hi Linda, you can follow my Banana Muffins recipe for that. I hope that helps.
By far my favourite banana bread recipe – absolutely delicious! I’ve been making it for about a year now and cannot say enough about it – thanks Natasha!
Hi Tom, great to hear that you’ve been usin our recipe. Thanks a lot for your review!
I really liked this bread. I used peanut butter chips instead of chocolate ones.
Sounds good and happy to hear that you enjoyed it!
Beautiful, flawless recipe. I have no takeaways at all. Thank you for sharing!
Thank you for your good feedback, Kelsea!
I just made this recipe and it was delicious. I love banana bread especially with chocolate chips. I love all the recipes I’ve made so far. I’m looking forward to making more of it. Thank you!
I’m so glad you’re enjoying them, Amanda. Thank you for sharing!
Je cuisine à nouveau ce délicieux pain aux bananes. C’est rendu notre préféré! Merci encore Natasha!
Tried other banana bread recipes but this one is the best! Comes out delicious every time. My husband and boys love it too, thank you!!
Thank you for the wonderful feedback! We love this one too. It really is the best we’ve tried.
I made this before and just returned to this recipe this week because it’s so good. My husband loves this bread too. I followed the recipe as written. My only twist is cut one banana into small chunks and set it aside, then fold it in at the end with chocolate chips. I like little bits of bananas in my bread. Thank you for the recipe!
Sounds great! Thank you for sharing your experience trying out our recipe. We’re happy to know that you loved it!
Excellent recipe! I made this today for my family, delicious. Not too sweet. I used semi-sweet chocolate chips. Will make again, thank you!
That’s wonderful, Chrissy! So glad it was enjoyed.