Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



One of my favorite recipes! I’m planning to make a few batches for an upcoming trip – Can I make the batter ahead of time and bake 2-3 days later?
Hi Becca, its best baked right away so it doesn’t lose its volume. I’m not certain it will bake with the same effect days later. If you experiment, let me know how you liked the recipe.
Best amd most delicious banana bread recipe ever.
This turned out so good!
I reduced the sugar but it was still perfect. Thank you for this recipe!
I have made this more than 15 times!! Absolutely delicious.
Just noticed that when scaling up this recipe, the numbers in the ingredient list are updated but those same numbers in the instructions portion are not. I ended up printing the original recipe and scaling manually. 😋
Hi Steve! I’m sorry for the frustration. Unfortunately we are limited to the tools available within the platform, and this is not an option at the moment.
Hi made this and it turned out deliciously. I am wondering if you can substitute Splenda for the sugar?
Hi Wes, I haven’t tested that to advise. If you experiment, let me know how you liked the recipe.
Why not you can in every other recipe, maybe add a couple tablespoons more might be ok.
Hi. How would you store this bread? It’s baking in the oven right now!
Hi Karen. It can be stored at room temperature for a few days or refrigerate for longer. I would keep it covered or in an air tight container.
I made this and it was amazing and delicious! This will be my go to recipe for banana bread from now on.
This banana bread is the best!! I get compliments all the time! Love your recipes!
This is my favorite banana chocolate chip recipe …and I’ve tried many! Thank you so much for sharing on line with us! I only added a few chopped pecans and my family & friends love this!
This banana bread was absolutely delicious! I added some walnuts and used wholewheat flour. The bananas I used had been frozen – so once they were thawed, I drained the juice/water. I also used half of the amount of sugar called for. Next time I will use dates instead of chocolate chips and probably omit the sugar all together. Thanks for the lovely recipe Natasha. HIghly recommended!
Just love this recipe! I doubled the recipe so I was wondering if I could freeze one loaf.
Thank you for sharing all your wonderful recipes!
You’re welcome! I’m so happy you enjoyed it, Julie!
I absolutely love this recipe and make this bread every other weekend 🙂 it’s a total hit! Thank you for sharing.
I now purchased a mini loaf tin and was wondering how to adjust the baking time and do I also need to adjust the temperature? The new mini loaf tin is actually already sitting in the oven so I’m just chancing it by reducing baking time to 45 mins but kept the temp the same, but a professional advise would make me feel more confident.
Thanks
I’m so happy you’ve loved this recipe, Anna! Thank you so much for sharing that with me. I have not tried this in a mini pan but I imagine it will work. I recommend using this helpful guide.
Has anyone ever swapped the chocolate chips out for pecans? I’ve used this recipe so many times & I LOVE it but I’m wanting to try banana nut bread!
Hi Sylisa, I recommend looking through the recipe comments, several of my readers mentioned they added nuts to the recipe.
I’ve used this recipe and added walnuts and raisins, adjust the chocolate chips ratio – it’s very forgiving. I also add sour cream to make it moist.
Very good! Like one of the other reviewers, I also added some cinnamon and some walnuts. I think I would leave out the cinnamon but the bread was delicious! I didn’t have my loaf pan, so I used an 8×8 glass dish and cooked it about 40-45 minutes. I then cut it into two smaller loaves!
I’m so happy you enjoyed that. Thank you for sharing that with us, Joan!
Added walnuts and cinnamon and it was awesome! Thank you for the easy recipe!
Made this for some friends and they thoroughly enjoyed it! I can concur, as I “taste tested” by having a slice or two (lol). Added 2/3 c. mini chocolate chips and 3/4 c. of chopped walnuts. Highly recommend!
Thank you for your great comments and feedback!
I’ve just tried baking this morning. Was a bit doubtful if it will turn out moist, it turns out to be moist, soft and absolutely delicious. Highly recommend this recipe!
Yay, great job!
This is the only banana bread recipe I use and everyone raves about it!
I followed the recipe exact……it came out moist, delicious and so easy to make!