Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



I’ve been making this banana bread every few weeks for probably a year now- it’s the best! Always consistent as long as you use super big bananas and you can easily switch up the mix ins with no issue. So so good and will always be my go to 🙂
Hi!! Love the recipe! Curious as I don’t want to do the calculations myself, it says 350 calories per serving- how many slices should we get with one loaf? Thank you!!
Hi Shannon, this recipe is 10 servings/ 10 slices. I’m so glad you love it!
Ussually only use 1/4 cup of butter so was a little concerned. Came out most but very buttery. A little too much for my family.
The best Banana bread recipe! I add 1/4 butterscotch chips 3/4 chocolate chips and keep everything the same as recipe.
Sounds delicious!
Thank you. A great recipe. I reduced the sugar to 1/2 cup to make less sweet. My daughter and her colleagues love it so much. I have shared this recipe to them.
Thank you so much for sharing that with me, Maslina!
Easy to make and came out moist and delicious, didn’t even get chance to cool down properly before it had disappeared. Will definitely make again.
Can I use baking powder sachet (8gr) when I cook this cake?
Hi Emme, I’m not familiar with a baking powder sachet? I would recommend using baking soda as called for in the recipe since baking soda is 4 times stronger than baking powder and interacts with other ingredients differently. For best results, I recommend making the recipe as written.
The best banana bread I’ve ever made!!!!!
Delicious! I added pecans, same as the chocolate I did some mixed in and some on top and it was great. I only baked for ~40 minutes but I have a cheap inconsistent oven with hot spots
I cut out the chocolate chips and it was the best banana bread I’ve ever made!!!! It was a great little activity for my toddler and I!
My question is: how long does it last in the fridge? Do you think I can freeze it?
Hi Aya! It can be refrigerated for up to one week, or freeze for longer storage. Just be sure to keep it wrapped up well or in an airtight container. It helps to put a piece of paper towel on top and on the bottom to prevent it from becoming too sticky or wet.
Hi Natasha! What would be a good replacement for the eggs in this recipe. I’ve always used this recipe but I’m attempting to tweak it for a friend who is allergic to egg.
Hi Jasmine, I have not tried making this recipe eggless to advise. If you do an experiment, we’d love to know how it goes.
I have replaced by apple sauce 1/4 cup 62,5grams and it was also very good
Great recipe! I doubled it and added two cups of rolled oats, one cup of milk, and two scoops of protein powder. It came out perfect!
I absolutely love this! I LOVE banana bread but don’t usually eat it because I truly dislike nuts. This recipe was perfect. I did have some trouble getting the middle to cook but saw your comment about how to fix that! About to make 2 loafs for breakfast for church tomorrow!
Ive made alot of banana bread and i only baked for 55 min and was dry.
Not the best ive made
There could be a few reasons why you had a dry Banana Bread. It can be because of overmixing, overbaking, incorrect oven temperature. I recommend using an oven thermometer to ensure that your oven is at the correct temperature.
This was very good! So moist! I cut back on the sugar and it was perfect. But
I don’t understand why the chocolate chips all sunk to the bottom . Other than that, delicious, I will make it again.
I read to coat them in flour so they don’t sink
This was a great recipe. I modified it only slightly using Bob’s Red Mill 1 to 1 Gluten Free Flour in place of regular flour, worked like a charm. I’ve used many of your recipes now, and never disappointed. Thanks!
Thank you so much for sharing that with me, Shelley! I’m so happy that substitution worked well.
Natasha , we love your recipes. Your chocolate chip cookies are to die for! Whenever I’m looking for a recipe my daughter, Hillary will always say,” Try Natasha first, mom.” Diane from Nova Scotia, Canada
Aww, that’s the best! Thank you so much for sharing that with me. I’m all smiles reading this wonderful comment, Diane! Tell Hillary hello from me!
Making this banana bread right now, it’sin the oven!
Sheet Harbour, Nova Scotia🇨🇦
Followed this recipe to a T and the center would not cook so now the loaf is dry
Hi Anon! A few things that could help troubleshoot. Be sure to use the correct size pan. You’ll want to fully preheat your oven before baking. I like to use an internal oven thermometer (Amazon affiliate link) to ensure it’s heating correctly. Were your bananas larger by chance? Using too much banana could cause this to be more damp.
I’ve made this bread at least 5 or 6 times and it’s delicious! I added walnuts the first time and loved it so now I always add them. This last time I made 2 loaves and added about 2 tbs of sour cream to my wet ingredients and it was even better, super moist!
This is the best recipe i’ve ever tried!❤️
Hello,
If I wanted to make muffins with this same recipe, how long would I leave them in the oven?
Thanks,
James
Hi James, you can follow my Banana Muffins recipe for that. I hope that helps.