Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Thank you Natasha for this delicious recipe! I just finished it with my 2 1/2 year old granddaughter. We are both fans! I’m trying to teach her about sharing and it’s gonna be hard to share this! 😉
Aww, that’s the best! Thank you so much for sharing that with me. I’m all smiles
i made this banana bread and it was okay! i wouldn’t say it’s necessarily bad, i just felt like it was missing something? maybe lacked on banana flavor? not sure. we still loved it.
Super moist, and it’s a hit with the kids!! Make it!!
Great recipe and I rarely bake from scratch. This one is a winner!
So glad to know you loved it, Shannon!
Love this recipe!!! If you make muffins instead of bread, what would be the cook time?
Hi Beth! Glad to hear that you love ths recipe! You may check out my recipe for Banana muffins with chocolate chips
Absolutely wonderful. My first time making banana bread ever and it turned out amazing! My daughter said we have to have this all the time (new family favorite). Thank you for the great recipe!!
Great, simple, low maintenance recipe! I have tried others for variety, but always come back to this.
I’m so happy you found a favorite on my blog! Thank you so much for sharing that with me.
Haven’t tasted the bread yet BUT in your directions you forgot to mention the vanilla (it is listed in the ingredients though). Just wanted to flag!
Hi Caitlin! It’s mentioned in step 3, added with the wet ingredients. I hope you love the recipe!
Love love love this recipe. Looked at it for thirty seconds and then me and Lucy (bff) challenged ourselves to memorize and perfect the recipe by memory only! And guess what… it was the most magical and wonderful banana bread that has ever entered my taste buds. I feel blessed to encounter this lovely recipe and experience. Thanks Natasha! It was a bussin opportunity that you have granted for me and my dear pal Lucy.
Hi Leni! I’m so glad you found this recipe. Thank you for sharing.
Can I say DELICIOUS 😋 Made if for the first time Super Easy and will say as soon as everyone had a piece, No left over lol
Now family gets excited when bananas are getting super ripe
This is the second time making the chocolate chip banana bread and it is Amazing! Thank you!
You’re so very welcome. I’m glad you’re loving it.
This recipe is way better than my normal recipe. We will use this recipe from now on. Even my husband, who doesn’t like bananas, thought this recipe was a keeper.
I’m so glad you loved it.
I made this for the first time today and holy moly it’s amazing! So so easy to make and utterly delicious. My husband and I had almost half the loaf!
Hi Tina! I’m so glad you enjoyed it! This disappears so fast in our house!
Literally, the best banana bread we’ve had. I made it and it wasnt a hard recipe to follow. Very easy and quick. I had 4 over ripe bananas, so i just threw them all in. That’s the only different thing I did. This bread was so moist and delicious with all the chocolate chips. We definitely will be making it again and again. Makes me feel like maybe im not a bad baker. Make it! You’re gonna be so happy!!
I’m so happy you enjoyed that. Thank you for sharing that with us, Jasmine!
My family said they prefer it without the chocolate chips so I ended up eating most of it! So delicious, moist, and chocolatey!
Natasha’s recipes are super amazing. LOVE HER RECIPES! This one too!
I bake several variations of banana bread. I don’t usually review recipes, but I thought this one deserved a shout. The basic bread is just that – basic. All the classic ingredients in essentially the classic combination. The chocolate chips kick it up a notch. I used minis because I thought they’d incorporate better throughout the bread. I think that worked. You just get the chocolate flavor in each bite instead of being conscious of the chips. And they looked cute sprinkled on top. I’m sure it’s probably good at room temp, but I like to wrap it in heavy duty foil and refrigerate, eating a couple of slices with a cup of tea in the morning. (It’s hard to stop at two slices.) This will definitely go into my rotation of quick breads.
Thank you so much, Ed! I’m glad you loved it.
My family absolutely loves this recipe. My only substitution was eliminating salt and using salted butter since I don’t usually have unsalted butter on hand.
moist and delicious, with a lovely crunchy crust. Will definitely again. Also, I used the ‘soften butter quickly’ method linked in the description, and may use that again too!
Great recipes! Love them! I also have your cook book.