Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

Chocolate Chip banana bread sliced on a plate studded with chocolate chips and bananas

This post may contain affiliate links. Read my disclosure policy.

Chocolate Chip Banana Bread Recipe

I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Chocolate Chip Banana Bread Recipe in Bread Loaf Pan

Ingredients for Chocolate Chip Banana Bread

As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.

  • Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
  • Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
  • Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
  • Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
  • Pantry Staples – All-purpose flour, sugar, baking soda, and salt
Ingredients for Chocolate Chip Banana Bread with over-ripe bananas and chocolate chips

Keep Those Overripe Bananas!

Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

Mashing peeled overripe ripe bananas in a blue bowl

The Best Chocolate Chips for Baking?

We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.

We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

Semi sweet chocolate chips for baking sprinkled over chocolate chip banana bread

How to Make Chocolate Chip Banana Bread

You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.

  • Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
  • Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
  • Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
  • Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
  • Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.
How to Make the best chocolate chip banana bread step by step visual instructions

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

What chocolate banana bread batter looks like poured into bread pan

Storing Chocolate Chip Banana Bread

It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.

  • Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
  • Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
  • Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.
Sliced Banana Chocolate Chip Bread studded with chocolate

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.

Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).

Chocolate Chip Banana Bread

4.99 from 866 votes
Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. This banana chocolate chip bread is a real treat. #chocolatechipbananabread #chocolatebananabread #bananabread #bananas #chocolatechips #dessert
Chocolate Chip Banana Bread is moist and loaded with ripe bananas, and it's studded with melty morsels of chocolate chips. You'll love that it has plenty of banana flavor and stays moist for days.
Prep Time: 10 minutes
Cook Time: 1 hour
Total Time: 1 hour 10 minutes

Ingredients 

Servings: 10 slices

Instructions

  • Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
  • Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
  • Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended. 
  • Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated. 
  • Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool. 

Notes

To Store Chocolate Chip Banana Bread: 
  • Room Temperature – cover and store for up to 2 days 
  • Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days. 
  • Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours. 

Nutrition Per Serving

350kcal Calories45g Carbs4g Protein17g Fat10g Saturated Fat58mg Cholesterol258mg Sodium260mg Potassium2g Fiber24g Sugar365IU Vitamin A3.1mg Vitamin C23mg Calcium2.3mg Iron
Nutrition Facts
Chocolate Chip Banana Bread
Amount per Serving
Calories
350
% Daily Value*
Fat
 
17
g
26
%
Saturated Fat
 
10
g
63
%
Cholesterol
 
58
mg
19
%
Sodium
 
258
mg
11
%
Potassium
 
260
mg
7
%
Carbohydrates
 
45
g
15
%
Fiber
 
2
g
8
%
Sugar
 
24
g
27
%
Protein
 
4
g
8
%
Vitamin A
 
365
IU
7
%
Vitamin C
 
3.1
mg
4
%
Calcium
 
23
mg
2
%
Iron
 
2.3
mg
13
%
* Percent Daily Values are based on a 2000 calorie diet.
Course: Breakfast, snack
Cuisine: American
Keyword: Chocolate Chip Banana Bread
Skill Level: Easy
Cost to Make: $
Calories: 350
Natasha's Kitchen Cookbook

More Sweet Bread Recipes to Explore

4.99 from 866 votes (535 ratings without comment)

Leave a Comment

Recipe Rating




Comments

  • OksanaKay
    September 18, 2025

    Whoa… this turned out to be tasting more like chocolate chip Cake than any banana bread I ever tasted.
    Wow! So moist and just deliscious.
    Best banana bread I ever tried. This recipe is the best.
    I definitely did not bake it for 55min. I did more like 40mins probably. My oven is convection oven, I fins things get done quicker here.
    Apple banana muffins btw are great too. Overdid them with my over a bit. But this chocolate banana bread! Wow! And I donr even like banana bread normally.

    Reply

  • Rita Benigno
    September 15, 2025

    Absolutely delicious….I made it yesterday thank you for sharing xoxoco

    Reply

    • Natashas Kitchen
      September 15, 2025

      You’re welcome! I’m so happy you enjoyed it, Rita!

      Reply

  • Adele
    September 14, 2025

    I just made this banana bread. It’s an easy recipe yet I made several minor errors due to talking to a friend on the phone while trying to prep this. I am no multi-tasker! I was worried I wrecked the recipe but it still turned out great! My new go-to banana bread recipe

    Reply

  • Lourdes Esther Rhodes
    September 12, 2025

    I love love this recipe! I substituted coconut oil for butter..added 1/4 cup of pumpkin puree..cooked 20 min longer…yummy!!

    Reply

  • Debra
    September 12, 2025

    Absolutely moist and delicious! This is my go-to banana bread from now on.

    Reply

  • Debra
    September 12, 2025

    Just made this awesome banana bread. It is so moist and delicious. This is my go-to from now on.

    Reply

  • J
    September 8, 2025

    This is my go to recipe when I have over ripe bananas… which is a little too often

    Reply

  • Rachel Holsopple
    September 7, 2025

    How would you go about doubling this recipe? Any changes to baking time/temp? Would you use 2 tsp’s of baking soda? Thanks!

    Reply

    • Natasha's Kitchen
      September 8, 2025

      Hello there! You can double the ingredients but don’t double the baking soda outright. You may use a slightly reduced amount (e.g., 1 ⅞ tsp instead of 2 tsp). Test for doneness earlier.

      Reply

  • Brigit
    September 5, 2025

    Everyone loves the chocolate chip banana bread the first time I made it
    I had some over ripe bananas again today and made another one
    It is so so good 😋❤️

    Reply

  • Lulu
    September 5, 2025

    I have made this a couple of times now and it will definitely be a recipe I hold onto! I find it very forgiving too, the last time I made it I only had 2 bananas but it still turned out really well. My husband was like “meh” when I told him I made banana bread, but then he tried it and went back for seconds 😁 it’s not as healthy as traditional banana nut bread with the chocolate chips and all the butter, but it sure is tasty! Thanks for sharing your recipe with us.

    Reply

    • NatashasKitchen.com
      September 5, 2025

      You’re very welcome LuLu! So glad you’re enjoying it.

      Reply

  • Noori
    September 5, 2025

    I have made this twice already. Great recipe, may have to purchase your cookbook. I added more chocolate which I liked. Overall I have no notes, this is delicious!

    Reply

  • Janelle
    September 4, 2025

    Gorgeous recipe – I’ve tried this recipe three different times and the results have been consistently great. I added a couple of tweaks (using 1/3 honey & 1/3 white sugar), 3/4 milk chocolate chunks, and it just enhanced the already perfect recipe you put out! Thank you

    Reply

    • Natashas Kitchen
      September 4, 2025

      You’re welcome! I’m so happy you enjoyed it, Janelle!

      Reply

  • Nikoleta Lazaridou
    September 3, 2025

    I have tried multiple banana bread recipes and used to always get a very greasy bottom and not a good overall result.
    This is by far the best recipe I have tried which FINALLY gives an amazing result and texture! I add walnuts too. Thank you

    Reply

  • Elaine
    September 2, 2025

    I have used this recipe multiple times and always get an amazing result. I love the addition of the chocolate chips on top. I usually put some nutmeg or cinnamon in there as well but this recipe is no fail!!!

    Reply

  • Ray Powers
    August 31, 2025

    Made this a dozen times for my coffee shop and everyone loves it. Amazing. Thank you!

    Reply

  • Bethany
    August 31, 2025

    Can I use a Bundt pan, instead of loaf pan?
    Love your recipes!

    Reply

    • Natasha's Kitchen
      September 1, 2025

      That should be fine too. You may check for doneness around 35-45 minutes as it should have shorter bake times if you’re using a bundt pan.

      Reply

  • Ms Zee
    August 29, 2025

    One of the best banana chocolate chip bread I have ever tasted.. super!

    Reply

  • Susan
    August 20, 2025

    Hi,
    Can I make this recipe using 1 to 1 GF flour?

    Reply

    • NatashasKitchen.com
      August 20, 2025

      Hi Susan! Here is what one of my readers wrote “This was a great recipe. I modified it only slightly using Bob’s Red Mill 1 to 1 Gluten Free Flour in place of regular flour, worked like a charm. I’ve used many of your recipes now, and never disappointed. Thanks!” I hope its helpful.

      Reply

  • Isabella
    August 20, 2025

    I tried making this twice, and it keeps falling apart, I did everything right . I really want to try again but am afraid it will fall again. It’s still really good but falls apart.

    Reply

    • NatashasKitchen.com
      August 20, 2025

      Hi Isabella! I’m sorry to hear that you’re having trouble with the recipe. It sounds like a structure or moisture issue. Did you make any changes to the recipe or measure ingredients incorrectly? Was it underbaked? Also- don’t slice until it’s fully cooled—warm banana bread is more likely to fall apart.

      Reply

  • Kristjana Cook
    August 6, 2025

    My go-to! We make it once a week. 🙂
    Small changes (since we eat it so often and because my kids are athletes):
    4T butter + 1/4c applesauce
    Fresh finely ground whole oats in place of half the white flour.

    Reply

    • Jacqueline Fossett Stanford
      August 15, 2025

      I used Brown Sugar and this came out fantastic! I also added Ground Saigon Cinnamon! 😋

      Reply

      • Natashas Kitchen
        August 15, 2025

        That’s so great!

        Reply

    • Karen
      August 24, 2025

      I’m gluten and dairy free and also wanted to make it a little healthier. I made this recipe with your modifications of applesauce for 1/2 the butter and fine ground oats for 1/2 the flour.

      I also substituted gluten free flour for 1/2 the other regular flour using 1-1. And substituted the other 1/2 butter with Miyokos dairy free butter.

      Turned out great! I have been searching for a good gluten and dairy free banana bread recipe that wasn’t dry and just found it!!

      Thank you!!

      Reply

      • NatashasKitchen.com
        August 25, 2025

        Thank you for sharing that with us, Karen!

        Reply

        • Joan Meighan
          September 3, 2025

          Thanks for your recipe I made banana chocolate chilp bread it was eat up same day . Iam making next one now 🩷

          Reply

          • Natashas Kitchen
            September 3, 2025

            That’s so great!

As Featured On

Never Go "Hangry" Again!

Get weekly updates on new recipes, exclusive giveaways plus behind the scenes photos.