Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Whoa… this turned out to be tasting more like chocolate chip Cake than any banana bread I ever tasted.
Wow! So moist and just deliscious.
Best banana bread I ever tried. This recipe is the best.
I definitely did not bake it for 55min. I did more like 40mins probably. My oven is convection oven, I fins things get done quicker here.
Apple banana muffins btw are great too. Overdid them with my over a bit. But this chocolate banana bread! Wow! And I donr even like banana bread normally.
Absolutely delicious….I made it yesterday thank you for sharing xoxoco
You’re welcome! I’m so happy you enjoyed it, Rita!
I just made this banana bread. It’s an easy recipe yet I made several minor errors due to talking to a friend on the phone while trying to prep this. I am no multi-tasker! I was worried I wrecked the recipe but it still turned out great! My new go-to banana bread recipe
I love love this recipe! I substituted coconut oil for butter..added 1/4 cup of pumpkin puree..cooked 20 min longer…yummy!!
Absolutely moist and delicious! This is my go-to banana bread from now on.
Just made this awesome banana bread. It is so moist and delicious. This is my go-to from now on.
This is my go to recipe when I have over ripe bananas… which is a little too often
How would you go about doubling this recipe? Any changes to baking time/temp? Would you use 2 tsp’s of baking soda? Thanks!
Hello there! You can double the ingredients but don’t double the baking soda outright. You may use a slightly reduced amount (e.g., 1 ⅞ tsp instead of 2 tsp). Test for doneness earlier.
Everyone loves the chocolate chip banana bread the first time I made it
I had some over ripe bananas again today and made another one
It is so so good 😋❤️
I have made this a couple of times now and it will definitely be a recipe I hold onto! I find it very forgiving too, the last time I made it I only had 2 bananas but it still turned out really well. My husband was like “meh” when I told him I made banana bread, but then he tried it and went back for seconds 😁 it’s not as healthy as traditional banana nut bread with the chocolate chips and all the butter, but it sure is tasty! Thanks for sharing your recipe with us.
You’re very welcome LuLu! So glad you’re enjoying it.
I have made this twice already. Great recipe, may have to purchase your cookbook. I added more chocolate which I liked. Overall I have no notes, this is delicious!
Gorgeous recipe – I’ve tried this recipe three different times and the results have been consistently great. I added a couple of tweaks (using 1/3 honey & 1/3 white sugar), 3/4 milk chocolate chunks, and it just enhanced the already perfect recipe you put out! Thank you
You’re welcome! I’m so happy you enjoyed it, Janelle!
I have tried multiple banana bread recipes and used to always get a very greasy bottom and not a good overall result.
This is by far the best recipe I have tried which FINALLY gives an amazing result and texture! I add walnuts too. Thank you
I have used this recipe multiple times and always get an amazing result. I love the addition of the chocolate chips on top. I usually put some nutmeg or cinnamon in there as well but this recipe is no fail!!!
Made this a dozen times for my coffee shop and everyone loves it. Amazing. Thank you!
Can I use a Bundt pan, instead of loaf pan?
Love your recipes!
That should be fine too. You may check for doneness around 35-45 minutes as it should have shorter bake times if you’re using a bundt pan.
One of the best banana chocolate chip bread I have ever tasted.. super!
Hi,
Can I make this recipe using 1 to 1 GF flour?
Hi Susan! Here is what one of my readers wrote “This was a great recipe. I modified it only slightly using Bob’s Red Mill 1 to 1 Gluten Free Flour in place of regular flour, worked like a charm. I’ve used many of your recipes now, and never disappointed. Thanks!” I hope its helpful.
I tried making this twice, and it keeps falling apart, I did everything right . I really want to try again but am afraid it will fall again. It’s still really good but falls apart.
Hi Isabella! I’m sorry to hear that you’re having trouble with the recipe. It sounds like a structure or moisture issue. Did you make any changes to the recipe or measure ingredients incorrectly? Was it underbaked? Also- don’t slice until it’s fully cooled—warm banana bread is more likely to fall apart.
My go-to! We make it once a week. 🙂
Small changes (since we eat it so often and because my kids are athletes):
4T butter + 1/4c applesauce
Fresh finely ground whole oats in place of half the white flour.
I used Brown Sugar and this came out fantastic! I also added Ground Saigon Cinnamon! 😋
That’s so great!
I’m gluten and dairy free and also wanted to make it a little healthier. I made this recipe with your modifications of applesauce for 1/2 the butter and fine ground oats for 1/2 the flour.
I also substituted gluten free flour for 1/2 the other regular flour using 1-1. And substituted the other 1/2 butter with Miyokos dairy free butter.
Turned out great! I have been searching for a good gluten and dairy free banana bread recipe that wasn’t dry and just found it!!
Thank you!!
Thank you for sharing that with us, Karen!
Thanks for your recipe I made banana chocolate chilp bread it was eat up same day . Iam making next one now 🩷
That’s so great!