Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



I just put in the oven hope it comes out well!!!! The reviews look promising
I never comment on recipes, but this is one I use over and over. Never fails. Great for muffins as well.
Thank you for sharing that with us!
Can you add walnuts without altering the recipe? If so how much?
Hi Kristen! One of our readers left this comment “My grandkids love this bread recipe, for myself I just omit the chocolate chips & replace them with cran raisins & walnuts. Use this basic recipe & add your favorites.”
This recipe is great! The go to in our household when we have some bananas ripening.
It’s one of my families favorites. So glad you’re enjoying it too.
I had 9 kinda smal (organic) bananas in the freezer. I put them in the fridge late night. My friend swears by this recipe! Can I double it with 6 bandana, or should I thay one more and double it w 7? I can’t wait to tell you how it turns out. It didn’t sound good to me at first, but I’m in the mood for something sweets. Would you recommend crushing some walnuts, as we have young children an a little teeth problem, lol. I love the nuts in my bread! Thank-you so much for laying out this simple, and I’m sure wonderful banana bread recipe. Nana
Hello there! You can double the ingredients but don’t double the baking soda outright. You may use a slightly reduced amount (e.g., 1 ⅞ tsp instead of 2 tsp). Test for doneness earlier. Adding nuts sounds delicious!
The recipe is really good but 55 minutes is too long to bake it. My loaf came out too dark which made the loaf more dry than I wanted.
I would start checking at 45 minutes because sometimes it depends on the oven. Make sure to use very ripe bananas and don’t overmix the batter next time.
Hi. Can I use bread flour instead of all purpose flour ?
Hi Denise! I haven’t tried that, it can work but the texture might change. If it’s your first time trying this recipe, I suggest following the exact ingredients for good results.
I use this recipe every week. I put 4 bananas.
That’s wonderful to hear that this recipe is on your regular rotation.
Can this be used for banana chocolate chip muffins?
Hi Amber, You can follow my recipe for Banana Muffins for that. Enjoy!
Can I make mini loaves with this recipe? If so, would the oven temp stay the same? I’m assuming cook time would decrease as well?
Hi Mallory, I honestly haven’t tested making it in mini loaves to advise. I think you will need to do an experiment on that one.
I’m sure it would work. I’ve used this exact recipe for muffins a few times!
Never fails me! Thank you Natashskitchen, Chris
I love Natasha’s recipes! Followed the steps but added some apple sauce to top up banana. Moist, yummy, perfect loaf!
Family loves this recipe! Thank you for posting!!
You’re very welcome, Atina! I’m so glad you loved it.
My grandkids love this bread recipe, for myself I just omit the chocolate chips & replace them with cran raisins & walnuts. Use this basic recipe & add your favorites.
This is the first I’ve ever commented on a recipe blog before, but this recipe is absolutely perfection that I needed to express – in total agreement with another commenter – that this is the one!!!!!! This is THE bana bread recipe. It’s so moist, not too sweet, fluffy, the browning on the outside is the perfect bake, like wowowow. Amazing recipe, saving this to pass onto my future children!!
Hi Rachel! That’s so great to hear. Thank you so much for the feedback. I appreciate you taking the time to share your experience.
I feel I’ve finally found “the one” with this recipe! So good! I only had 2 super sad bananas and this recipe worked out fine with just the 2, so if anyone is also short a naner, it’ll be fine! 😉
The directions are missing when to add the eggs. It worked great but just wanted to note that
Hi Ashley, make sure you click “Jump to recipe” at the top of the post. That will take you to the printable recipe card. There you will see on Step #2 (Cream Butter & Sugar step) that you add the eggs there “Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.” I hope this is helpful.
Great recipe! Everyone in my family loves it!
That’s wonderful to hear, Kathy!
This is a chocolaty gem! My family LOVES this batch. I did add an extra banana, but otherwise it was an easy and save-worthy recipe that we will def use again. Many thanks!!
You’re welcome! I’m so happy you enjoyed it, Brooke!
Texture and taste was amazing! The recipe was super easy to follow- as usual 🙂 Mine turned out darker on the outside and inside than yours but I think it’s cuz my bananas were way more ripe. Thanks for another amazing recipe 🤍
You’re so welcome, Dunia!
absolutely perfect and soooo yummy!!!! made it for my family they loved it
thanks!!!!
Haha! Mine was darker too, and I agree the bananas used were a bit more ripe.