Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



Try mini cinnamon chips, also very good!
I’m so glad you enjoyed that.
Made this three times this week my daughter actually drove over to pick up.
That’s so great! It sounds like you have a new favorite!
So far the best banana cake recipe..we all loved it and the second one is baking now..thank you for sharing..simple and tasty
Hi I’m so happy you loved it! Thank you so much for the great review.
I’m going to cook this in a 7.5” x 7.5” glass baking dish because I can’t find my loaf pan. Do you think I need to adjust the cooking time?
Hi Nicole, You may need to cut the bake time by some since the surface layer is greater and the bread will be shorter.
When you say 3 bananas could you give measurements insted. Bannanas are all different sizes so whe you say 3 it could be different amounts
I added toasted walnuts and just a little nutmeg/ginger as well. It didn’t last long here even though there’s only 2 of us! Thanks for the wonderful recipe.
I’m so glad you enjoyed that Lisa! Thank you for that great review!
Can I make this without choc.chips ? My husband likes it plain. I am making it today plus tonight we are having your Quesadilla’s tonight. I am becoming quite the cook lol.
Hi Cindy! You sure can! Have you tried this banana bread recipe we have here? Or our Banana muffins?
Very moist and delicious. I added ground cinnamon and nutmeg as well. Not to over power the banana taste.
Sounds yummy! Thank you for sharing that with us.
Haven’t used this recipe yet but will do today. Can I use glazed cherries with this recipe?
I’ve made choc chip and cherry banana bread in past but want to try your recipe!
Kind regards
Hi Connie, do you mean the candied cherries? I haven’t tested that but I think it could taste good to add some and coarsely chopping might be a good idea.
Hello, yes them cherries.
Made it using your recipe… didn’t last long haha!
That’s just awesome!! Thank you for sharing your wonderful review, Connie!
Love this recipe.
Isn’t it amazing!
This is the best banana bread I’ve ever made! It was so delicious. Thank you!
Thank you so much for sharing that with me and for giving great feedback! I hope you love every recipe you try!
Turned out brilliant 👍🏻👍🏻 Thanks so much
Thank you so much for sharing that with me and for giving great feedback! I hope you love every recipe you try!
Hey Natasha,
What chocolate do you use for this recipe?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate or even bittersweet chocolate chips.
I love bananas and peanut butter, so I used peanut butter chips instead of chocolate chips, it was great!
That’s so awesome! Thank you for sharing that with me Emily!
Great, easy-to-do recipe (like all Natasha’s recipes) with great results! Most always, precious recipes I’ve had to deal with burnt ends and uncooked centers. This recipe is terrific! Everything cooked evenly and delicious! How to store, is my question. Once cooled, do I throw in ziplock bag, wrap in Saran Wrap or aluminum foil? What do you suggest is best?
That’s so awesome Julie. We like to store it in a Ziploc or airtight container, I let it sit out for a day and after that, I will refrigerate it since it is a pretty moist bread… If freezing – the general rule for banana bread is to wrap it tightly with aluminum foil or plastic (freezer) wrap, stored properly it should last 2-3 months in the freezer.
DELICIOUS!!⭐️⭐️⭐️⭐️⭐️
Easy to make!
Thanks for the short but sweet review!
Hey Natasha i was just wondering if i don’t have like a machine to mix can i do it by hand?
Hi Manuela. You can give it a try but the consistency might be different but let me know how it goes if you do an experiment.
Perfect banana bread recipe. I didn’t think that it was to sweet and it baked beautifully in the time listed.
Thank you for your great feedback Michaela. Thank you for giving this recipe a try!
I made this after making the banana bread recipe many times. I found it tasted much better on the second day. I will make sure that I don’t buy the chocolate chips from the bulk store. A better quality will be my choice. If you don’t like things too sweet, try decreasing the chocolate or sugar.
Hi Angela, I agree the chocolate chips are pretty sweet especially depending on the type and its an easy way to decrease the sugar without affecting the consistency of the bread.
This turned out perfect! I made it exactly like written and it was done in 55 minutes. My husband and kids and my mom and dad loved it, and me too! Easy to make, and I will keep this recipe for next time. Thank you!
That is the best when the entire family loves the meals we moms make. That’s so great!
Tried chocochip banana bread.It was out of the world and we just loved it
That’s so awesome! Thank you for that great feedback!
I love your receipes
I’m so happy to hear that, Andre! Thank you for that wonderful review!
Has anyone ever used frozen bananas to make this? How did it turn out?
I use frozen banana’s every time I make this and it turns out great!
Hi Irene, thanks for sharing! I love using frozen bananas also.
What changes would I need to make to combine the recipes for banana NUT bread and CHOCOLATE CHIP banana bread?
Hi Glenn, you could add toasted and coarsely chopped walnuts in addition to the chocolate chips. It would be a wonderful combination!
I have just made this banana bread and turned out phenomenal. Followed the recipe to T and baked for 50 min on 350F. Nice outside as well inside. Evenly baked too. Sometimes middle part comes being unevenly baked, but not in this recipe.
Thank you Natasha!
That’s just awesome!! Thank you for sharing your wonderful review, Mila!