Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



I followed the directions exactly as written and it turned out picture perfect!
That’s just awesome!! Thank you for sharing your wonderful review Jane!
Can I use coconut oil instead of butter?
Hi Kimberly, I haven’t tried personally but I have had a few readers report good results substituting with light olive oil or coconut oil.
Hi,may I know 1/2cup is how many grams?
Hi Jane, I recommend reading through this post on measuring. Are you referring to a half a cup of which ingredient since that varies?
Hi , Natasha. Thanks a lot for your delicious recipes. Love them all
I’m so glad you enjoyed that Farheen! Thank you for that wonderful review!
Thanks a lot for your delicious food recipes. Love them all
I’m so glad you enjoyed it, Farheen!
Hi Natasha. Hope You’re well. I’m planning on making this banana bread once again. I wanted to ask how long it stays in the fridge.
Hi Safiya, We like to store it in a Ziploc or airtight container, I let it sit out for a day and after that, I will refrigerate it since it is a pretty moist bread for a few days… If freezing – the general rule for banana bread is to wrap it tightly with aluminum foil or plastic (freezer) wrap, stored properly it should last 2-3 months in the freezer.
Dear Natasha I was checking out your blog your food looks amazing I wanted to give you a couple hints maybe you can use when making banana bread put the bananas in the microwave for a couple minutes they get caramelized plus also to make it even more moist I do add a little bit of applesauce or sometimes sour cream I sprinkle the top when it’s cooking with raw sugar crystals hope you like my idea thank you
Thanks for your suggestion, Tommie. I’ll take note of that!
Hi. Recipe looks so good. Do you have any eggless banana bread recipe?
Hi Preet, I don’t currently have any eggless banana bread, but I do have an eggless chocolate cake you may love.
This Chocolate Chip Banana Bread is amazing!! My grandson loved it- and he’s picky. Easy and great flavor!
Thank you for your great comments, Shelly!
I felt like a true chef making this, Natasha! It came out amazing and my apartment smelled like the best bakery in Paris. I am a chocolate lover so this recipe is a keeper for me!
Thank you for sharing that with us and for your great feedback, Sol. I hope you love every recipe that you try!
I could only find self-rising flour at the store, can I still make this recipe? What adjustments do I need to make?
That’s just awesome!! Thank you for sharing your wonderful review, Natalie!
She was asking about self rising flour
“As they say u eat with ur eyes first seems like an amazing banana bread “very tempted to make ur recipe . But can oil be used instead of butter . And ok to use the electric beater . Hope the result turns out as good as yours .
Hi Bushra, I haven’t tried personally but I have had a few readers report good results substituting with light olive oil or coconut oil.
What adjustment do I need to make if i Were to make these using a cupcake/muffin pan instead?
Hi Aisa, it is possible, have you tried our Chocolate Chip Banana Muffins recipe?
I made it! My kids loved it and it was finished in no time.
I’m so glad you enjoyed it, Marwa! Thank you for the wonderful review!
This is the BEST Banana Bread recipe!!! My family and co-workers SO happy when I bake it. Thanks for the recipe Natasha!
That’s so great! It sounds like you have a new favorite, Daniella!
Hi, nice recipe and I’d like to try it out but pls can I use salted butter and leave off the salt in the recipe or it only works with unsalted butter? Anticipate your reply. Thanks.
Hi Rebecca, that should work. I hope you love this recipe!
This recipe was a hit with my family and co-workers. I have also made it with some variations, depending on what I have in hand. Some substitutions were brown sugar or Lakanto brown sugar (maybe maple syrup next time…) and gluten free flour or whole wheat. This recipe has become a staple in my house. Thanks for the recipe Natasha!
That’s so great! It sounds like you have a new favorite, Sari!
The absolute best- thank you!
So so good isn’t it! Thank you for sharing that great review!
Can I substitute zucchini for banana?
Hi Michele, I haven’t tested that so it’s difficult to give a recommendation. We do have a zucchini bread posted which may help as a reference.
Banana Bread with chocolate chips is so much better than normal banana bread! So good!
I’m so glad you enjoyed that, Rachael! We love it also – so good!
Hi I live your recipes. I have now gone gluten free. Can I use gluten free flour in this recipe?
Could you please post some gluten free recipes that is tried and tested by you
Hi Avashni, I have not tested that with gluten-free flour to advise. If you experiment, let me know how you liked the recipe.
I love that this recipe is simple enough for my teenage daughter to ace! It gives her so much joy to get stuck into baking right now and we get delicious things in return.
Awww that’s the best! Thank you so much for sharing that with me! I’m all smiles