Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Made this today using some bananas that were past their prime! I’ve tried multiple recipes (and I honestly mean multiple recipes) and this is by far my favorite! Thank you! Hoping the kids enjoy it for breakfast tomorrow
That is the best when kids love what we moms make. That’s so great!
This banana bread is great!! I also add a pinch of cinnamon to the dry ingredients. I have also put blueberries instead of chocolate chips. Thank you Natasha for all the wonderful recipes.
You’re welcome! I’m so happy you’re enjoying our recipes!
Can you tell me the amount of blueberries you used? That sounds really good!
wow thanks i made it for my sister and she loved it!
That is so great! I’m so glad your sister enjoyed it.
this banana bread was good but when i took it out of the oven it looked like pound cake
Hi Kiara, I’m so glad you enjoy our recipes and I am always happy to help troubleshoot. I haven’t had issues with the rising or dense bread but it could be a couple of things – be sure when you measure the flour, you are spooning it into the measuring cup and then scraping off the top – if you dip the measuring cup into the bin, you can get up to 25% more flour which could make for a thicker batter and make it more difficult to rise. Also, be sure you are using baking soda and not baking powder since baking soda is 4x stronger and be sure your baking soda is still active. The chocolate chips on top can get your hands chocolatey when transferring. it helps if you spread them over the top/center of the bread and keep them off the edges so you have somewhat of a clean edge to put your fingers on when removing from the pan. Also, be sure to let the chocolate chip banana bread rest for 10 minutes before removing it from the pan which helps for an easier transfer.
i loved it! thanks for the recipe!
Such a great recipe! I love the flavor, how the chocolate melts, just EVERYTHING!! I was wondering, if I used brown sugar in this recipe, would it taste good too? What would it change in the recipe? And do you think that using white chocolate chips would turn out yummy?
Thanks for your awesome feedback, Lily. I would do an equal substitution of brown sugar – also, I would do packed brown sugar since granulated sugar is more compact. Your banana bread will be slightly darker but should still taste great.
Super good, Natasha knows what’s up.
Thank you, Joey!
Dear Natasha
Thank-you so much for helping your fans through all this with your warm personality and wonderful recepies
You are so nice! Thank you for that lovely comment Lorna!
Love this banana bread, but it’s not quite diabetic friendly. I’d like to try making this with less sugar, but not ruin the sweetness. Would you recommend Stevia as a substitute or more banana or more chocolate chip or should I just cut the sugar in half?
Hi Danielle, the chocolate chips are pretty sweet especially depending on the type, and its an easy way to decrease the sugar without affecting the consistency of the bread. I haven’t tested this recipe with Stevia to advise, with baking being such a science its hard to say.
A simple and easy recipe to follow! Doubled the recipe and made two loaves! Might have added a bit too much chocolate chips and it came out on the gooey side but still was complimented by my sister for being the best banana bread she’s ever had! Salt to sugar ratio was perfect.
Love it! Thank you so much for sharing that with us.
I made this today and it turned out super yumm. I used a loaf pan and baked for 47 minutes but the sides had aready started to get brown & crisp. Will try again and monitor closely next time to identify how many minutes work best for my oven! But super happy with the taste and oozing choc bits. xx
I’m so glad you enjoyed this recipe Sharmila!
Fantastic recipe! Turned out wonderfully. I used salted butter and only added an additional 1/4 teaspoon of salt. Also tented the loaf halfway through baking with silver foil to avoid burning the top. Yum!
Thank you for sharing that great review with me Dee! I’m so glad you enjoyed that!
I’ve made these twice and they’re great! However, I overcooked them both times (55 minus the first time and 45 minutes the second). I don’t have a loaf pan so I used a muffin pan that makes 12… do you know how I could alter the time/heat level?
Hi Anna, if you’re making these in muffin tins you’d want to bake them for 25-30 minutes tops. We have a banana muffin recipe HERE you can use as a guide. I hope that helps.
I made this bread for my grandson who is wheat, egg, dairy allergic. Even with some substitutions it turned out great and tasted wonderful.
So wonderful to hear that! Thanks for sharing.
Could you please share your ingredient substitutions. We are in the same boat with my niece. Poor kid can’t eat anything that’s yummy.
One of the best recipes ives tried. I did use 4 bananas and 1 1/2 chocolates chips though
I’m so happy you enjoyed this recipe Dina!!
Hi Natasha,
May I ask how many cups of bananas should I be getting after mashing the stipulated three bananas?
Hi Sandy, I didn’t measure it that way but this recipe has about 1 1/2 cups of mashed bananas. I hope you love this banana bread!
Made this recently and we loved it! Decided to make it again today but used PB chips instead. It is divine!
Thank you for such a wonderful recipe….BTW I used 2 frozen bananas which I microwaved for 30 seconds and 1 very ripe banana. DELISH!
I’m so happy you enjoyed that. Thank you for sharing that with us!
That is so awesome! So glad that you loved this recipe and thanks for sharing that with us.
Can you use frozen bananas in the banana bread recipes. Don’t use my last email went threw.
I would let the bananas thaw for a couple of minutes before using it.
I literally make this once a week! It’s my favorite! We have it with butter for a snack or with vanilla ice cream for dessert.
Thank you so much!
That’s just awesome Leah! I’m so glad you found a favorite on our blog!
This bread is amazing. My kids absolutely love it! Thank you so much for sharing. A definite keeper. Super easy and super delicious! You must try for yourself!
You’re welcome Lisa! I’m so glad you’re enjoying this recipe!