Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
My husband & I love this banana bread . So delicious! It’s moist and flavorful..chocolatey but the banana flavor still comes through. I freeze my loaf in individually wrapped slices so I pull one out when we’re ready. Very rich so we usually split a slice much to chagrin of my husband 🙂
I’m so glad you both enjoyed this recipe, Carole! Thank you for sharing that feedback with me!
Such a delicious cake. Really yummy and so easy to make. Thanks dear.
You’re welcome! Thank you for sharing that amazing feedback with us.
Good morning, can this be made in a Bundt pan? And would the cool time change?
Hi Char, I have not tested this in a bundt pan to advise. I worry it will be difficult to remove. If you experiment, however, I would love to know how you like this recipe!
Hi can i substitute the sugar with vanilla stevia liquid ? Hence also omit the vanilla extract or maybe reduce by half?
Thank u!
I haven’t tested this recipe with Stevia liquid to advise, with baking being such a science it’s hard to say. You might have to do an experiment to now if it’s going to work.
Absolutely hands down PHENOMENAL getting ready to make a second loaf this week the first one went fast.
Some very happy tummys would agree you must try this recipe!!!
A new family favorite and just in time for Thanksgiving and the Holiday season this recipe is truly a gift within itself!! Well done Natasha!!!!!! Thank you!!!
That’s so great! It sounds like you have a new favorite!
Absolutely, the best banana chocolate chip cake I ever made and believe me I have made a lot of banana bread big hit ,and your brownies also fabulous, thanks so very much
That is so awesome! Thank you so much for your good comments and feedback, Diane.
Hi Natasha, I will be using a glass baking dish to make this, will the baking time be the same or less? Ty
Hi Anna, the general rule of thumb is to reduce the temperature 25 degrees when baking with glass since it doesn’t heat up as quickly but gets very hot once it does heat up. We have made this banana bread in a glass dish and kept the instructions the same but the sides did get a little darker. It was still tasty, but reducing the temp might be a good idea.
Complimenti per le tue ricette sei bravissima. Ti seguo sempre
Thank you so much!
Hello Natasha,
I just made this cake
” a killing ” as my little girl says, suddenly she wants two for the snack of her sports club. !!!!!
Have a good day
Agnes
That’s just awesome Agnes! Thank you for sharing that with me!
I’m making this today!!!!! Love watching your videos!
I hope you love this recipe Bernadette!
I was told it was very good. Made two minor alterations. I used 1/3 cup of brown sugar and 1/3 cup of granulated sugar instead of 2/3 cup granulated. I also increased the vanilla to 1 tsp.
So glad to hear their comments that they loved it! Thanks for sharing some of the changes that you made to this recipe.
This is amazing! And it looks exactly like the picture if you follow the recipe exactly. Loved this so much and will definitely make it again. Thanks so much Natasha.
Isn’t that the best! Thank you so much for sharing that with me!
Simply delish!! The texture and flavor is amazing! I sprinkled walnuts with the chocolate chips and it was soo crunchy and with each bite!
Aww, that’s the best Maria! I’m so glad you enjoyed this recipe!
This IS the best chocolate banana bread recipe! I use to have another one from allrecipes.com, but now this tops it!! I can’t wait for more bananas to get overripe and try one with nuts. Thank you so much!!
That’s just awesome! I’m so glad yu enjoyed this recipe Zara!
My kids love it! It was a hit. Thank you for sharing your recipe and passion for baking these goodies.
You’re welcome! I’m so happy you enjoyed it!
Hi Natasha
I tried this recipe of yours it’s just amazing ..
That’s so great! Thank you for sharing that with me!
What changes should I make for high altitude baking?
Hi Peggy, I haven’t tested this at high altitude. There are some great resources online for high altitude baking modifications.
Made 4 loaves of the chocolate chip banana bread recipe. I was so glad I did. My hubby loved it. It was moist & delicious.
On one of the loaf, I used 1/2 cup of almond flour instead of regular flour. Also added 1/3 cup unsweetened shredded coconut and instead of topping it with more chocolate chips, I used silvered almonds. The extra crunchy taste added texture & it was fantastic!
Thanks Natasha for the inspiration! Keep us motivated in the kitchen!
That’s just awesome! Thank you so much for sharing that great review!
Hi Natasha,
Thanks so much for this recipe. Came out very well. I also added some lightly roasted chopped walnuts to give it a little texture. I noticed that the choc chips had settled at the bottom of the bread for the most part. Any tips on how it can stay well distributed while baking (instead of settling towards the bottom). Thanks again.
Hi RK, I’m so happy you enjoyed this recipe! I have not experienced them sinking to the bottom. Did the batter possibly sit for some time before getting baked? I would make sure it is mixed in and get it into the oven in good time.
Hi Natasha,
No it didn’t sit on the counter before baking but I sort of layered the chips in alternate layers of batter instead of mixing it in. Will try mixing in next time. Thanks. RK
I usually coat the chips, or blueberries or other inclusions in a little all purpose flour and shake it off before adding, it seems to keep them from sinking.
Take some of the flour and mix with the chocolate chips And or nuts….then fold in batter. It helps the chips/nuts stay throughout and not sink down.
I have made many banana breads in the past but this one was super easy and so moist!
My boys devoured it!!
Thanks Natasha
That’s just awesome! Thank you for sharing that great review with me!
I used Margarine instead of butter and it still turned out amazing!!!
Best Banana Bread I’ve had in a long time!!
Thanks for sharing this one!
Love it! I’m so glad to hear that you enjoyed this recipe, thanks for your excellent feedback!