Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread
Love your recipes ! I wish you had a cookbk we could buy! That would be awsome! ❤️
Thank you for that wonderful review, Linda!!
I wish you would have a cookbook too that we can buy.
Stay tuned Karen! We have plans for a book in the future!
Terrific!!!!!! I always stay tuned. I am on your list so I get your emails.
That’s so awesome Karen!! Thank you so much for reading our Newsletters and tuning in!
This banana bread was delicious. It was so moist and the flavour was unreal! I must admit I had my doubts before I made it as to whether it would be moist because there was no sour cream/buttermilk or milk in it, but I’m glad the pictures convinced me to try it 🙂 Yum, Yum.
Just a tip: I’ve used baking paper/parchment to line all my tins/pans for many years now to avoid all that hard work getting stuck in the tin.
Hi Christine, I’m so happy you loved the chocolate chip banana bread!! Thank you for sharing your amazing review 🙂
Made this today. It is absolutely delicious! Very moist and just the right amount of sweetness
That’s just awesome!! Thank you for sharing your wonderful review 🙂
Can I use gluten free flour for the banana bread is it the same measure ments?
Hi Donna, here’s what one of my readers wrote “This was a great recipe. I modified it only slightly using Bob’s Red Mill 1 to 1 Gluten Free Flour in place of regular flour, worked like a charm. I’ve used many of your recipes now, and never disappointed. Thanks!” I hope its helpful.
Great! Original banana bread with a kick. Turned out perfect
I’m so happy to hear that! Thank you for sharing your great review!
Hi Natasha, I love making your recipes because they have always turned out delicious and easy to make. However, I made your chocolate chip banana bread recipe this morning, and after letting it set for 10 minutes in the pan, I did not know how to remove it without getting melted chocolate all over my hands. Also it did not rise as much as my banana bread usually does. I used a 9 x 5 x 2-3/4 bread pan. Any suggestions?
Hi Carol, I’m so glad you enjoy our recipes and I am always happy to help troubleshoot. I haven’t had issues with the rising but it could be a couple of things – be sure when you measure the flour, you are spooning it into the measuring cup and then scraping off the top – if you dip the measuring cup into the bin, you can get up to 25% more flour which could make for a thicker batter and make it more difficult to rise. Also, be sure you are using baking soda and not baking powder since baking soda is 4x stronger and be sure your baking soda is still active. The chocolate chips on top can get your hands chocolatey when transferring. it helps if you spread them over the top/center of the bread and keep them off the edges so you have somewhat of a clean edge to put your fingers on when removing from the pan. Also, be sure to let the chocolate chip banana bread rest for 10 minutes before removing it from the pan which helps for an easier transfer.
Hi Natasha! I have tried your banana bread recipe without chocolate chips and with baking soda. This one will be different since I don’t have baking soda but do have self rising flour. Is it possible to use salted butter and use self rising flour? I can leave out the salt too. I’m going to try it as don’t have too many options.
Hi Jan! I haven’t tested self rising flour but I think it can work. Usually it contains salt too. I would omit the salt completely from the recipe if you’re also using salted butter.
I used two large turkey-lifters on each side to lift the bread from the pan.
Smart!! Thanks for sharing your tip for removing the banana bread from the pan! 🙂
Natasha, It’s look’s really delicious! I want to try o make it. Thanks for sharing in this Christmas time
You’re welcome! I’m so happy you enjoyed it
Hi i would like to make it do you think Lindt chocolate cut into pieces will be a good substitute for chocolate chip.
Hi Basia, that should work well. I hope you love the chocolate chip banana bread recipe 🙂
I want to add walnuts to the chocolate chip banana bread, should I cut back from the 1 cup in your regular banana bread recipe because of the chips or can I add 1 cup nuts in addition to chips?
Hi Nancy, you could add toasted and coarsely chopped walnuts in addition to the chocolate chips. It would be a wonderful combination! 🙂
I made it today with both chocolate chips and toasted walnuts! My husband said it was perfect! Do you recommend fridge or can it sit out for a few days? Thanks so much for the recipe. I’m going to follow you on YouTube also.
Hi Nancy, I let it sit out for a day and after that I will refrigerate it since it is a pretty moist bread.
Thank you so much for such a wonderful recipe, it is a family favourite.
I was wondering if I could freeze the bread after I have made a couple.
Many thanks from a banana bread fan in the UK.
Hi Sarah! I haven’t tested that with this chocolate chip bread yet but that should work. The general rule for banana bread is to wrap it tightly with aluminum foil or plastic (freezer) wrap, stored properly it should last 2-3 months in the freezer.
Thank you Natasha for another delicious recipe. You would of laughed had you seen me when I took the banana bread out of the pan. My hands were covered in chocolate. Yum yum. Have a great Christmas.
Oh my goodness that is a good problem to have!! I’m so glad you enjoyed the chocolate chip banana bread!! 🙂
Do you think I can make them in muffin pan/cupcake pan instead.of the bread pan?!
I think that should work fine Liya. You will need to adjust cook time 🙂
Hi Natasha!
I am loving your recepies. If at all possible, would you be able to include a dairy free version when possible? I definitely understand that it’s important to use the ingredients you list to get the whole experience of your excellent dishes, but if by any chance you can have a dairy free version it would be so much appreciated!!!! My boyfriend can’t tolerate dairy products so I’m looking for something tasty yet not boring to cook for him. Thank you!
HI Olga, I try to include a dairy substitute if I have tested one but since there is only one person in the test kitchen currently (me), it is impossible to test out the various substitution possibilities. Thank you for the suggestion and I will do my best to post dairy free options when I can 🙂
This looks really good! I just printed out the recipe. And there’s nothing wrong with chocolate for breakfast 😉
I’m so happy you enjoyed that. Thank you for sharing that with us!
I am totally drooling. lol Warm banana bread is one of my faves! Add chocolate and insert happy face.
This is exactly why I keep a stack of tissues at the keyboard! ha ha! 🙂 I agree I can’t resist a warm slice of banana chocolate chip bread 🙂
I can’t ever resist banana bread! I love those chocolate chips!
They sure elevate this banana bread!! Thank you for that great review!
This banana bread is my weakness! So moist and chocolatey…I can’t resist!
Oooh same here! Especially when it’s still warm from the oven; gooey and ultra soft. Mmm!
Hi Natasha,
Amazing chocolate chip banana bread!!
What is your suggestion on adding coco powder to the recipe? And if you suggest how much would you add?
Hi Tina, I haven’t tried adding cocoa but I love that idea. If I were experimenting, I would probably sub some of the flour with cocoa powder.
I love banana bread any way, but most especially when it’s filled with melty chocolate chips!
YES!! It amazes me how those chocolate chips stay melty long after the banana bread comes out of the oven 🙂
That looks AMAZING!
I love trying all the banana bread recipes!
Hi Kim, thank you and I hope this chocolate chip banana bread becomes a new favorite for you 🙂
Uh-oh, when do I add the 2 eggs? It doesn’t say in the instructions! I’m assuming with the banana mixture 🤔 I’m in the middle of making the banana bread and just noticed that I didn’t add the eggs yet🤭
Oh goodness thank you for pointing that out! They go into the batter after you cream together butter and sugar. It’s a pretty forgiving recipe so you could have added them at any time after butter and sugar were creamed and it would still work. Sorry I didn’t catch that earlier and thanks again! Hope you LOVE the banana bread!
So this aaamazing bread is just aaamazingly delicious! I made it in the evening and enjoyed the last slice the next morning! You did it again woman, your recipes can’t be beat 😊 Taste buds approved!
That’s so great! Thank you for the amazing review!
I see a future for you on the Food Network, and hope you have aspirations for your own show. You would be fantastic.
Doing your own cookbook, maybe selling on QVC, to introduce yourself and your great recipes would be wonderful too.
Thank you so much Alice for that sweet compliment! I sure appreciate that amazing feedback and I hope you love this banana bread. 🙂
Hi Natasha, I was thinking the same thing! You should have your own show…whenever I need a recipe I go to your site! The Salmon Cakes are my ultimate favorite! Merry Christmas…can’t wait to try this banana bread in 2019. Any New Years Eve recipes?
I’m so inspired reading your review. Thank you!
Wow, this banana bread looks so delicious! All that melted chocolate looks so bomb!
Thank you!! 🙂 It’s amazing how the chocolate stays melty for awhile after it comes out of the oven. Chocolate chip banana bread is our kiddos favorite! 🙂