Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

Chocolate Chip banana bread sliced on a plate studded with chocolate chips and bananas

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Chocolate Chip Banana Bread Recipe

I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Chocolate Chip Banana Bread Recipe in Bread Loaf Pan

Ingredients for Chocolate Chip Banana Bread

As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.

  • Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
  • Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
  • Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
  • Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
  • Pantry Staples – All-purpose flour, sugar, baking soda, and salt
Ingredients for Chocolate Chip Banana Bread with over-ripe bananas and chocolate chips

Keep Those Overripe Bananas!

Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

Mashing peeled overripe ripe bananas in a blue bowl

The Best Chocolate Chips for Baking?

We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.

We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

Semi sweet chocolate chips for baking sprinkled over chocolate chip banana bread

How to Make Chocolate Chip Banana Bread

You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.

  • Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
  • Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
  • Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
  • Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
  • Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.
How to Make the best chocolate chip banana bread step by step visual instructions

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

What chocolate banana bread batter looks like poured into bread pan

Storing Chocolate Chip Banana Bread

It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.

  • Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
  • Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
  • Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.
Sliced Banana Chocolate Chip Bread studded with chocolate

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.

Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).

Chocolate Chip Banana Bread

4.99 from 913 votes
Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. This banana chocolate chip bread is a real treat. #chocolatechipbananabread #chocolatebananabread #bananabread #bananas #chocolatechips #dessert
Chocolate Chip Banana Bread is moist and loaded with ripe bananas, and it's studded with melty morsels of chocolate chips. You'll love that it has plenty of banana flavor and stays moist for days.
Prep Time: 10 minutes
Cook Time: 1 hour
Total Time: 1 hour 10 minutes

Ingredients 

Servings: 10 slices

Instructions

  • Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
  • Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
  • Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended. 
  • Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated. 
  • Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool. 

Notes

To Store Chocolate Chip Banana Bread: 
  • Room Temperature – cover and store for up to 2 days 
  • Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days. 
  • Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours. 

Nutrition Per Serving

350kcal Calories45g Carbs4g Protein17g Fat10g Saturated Fat58mg Cholesterol258mg Sodium260mg Potassium2g Fiber24g Sugar365IU Vitamin A3.1mg Vitamin C23mg Calcium2.3mg Iron
Nutrition Facts
Chocolate Chip Banana Bread
Amount per Serving
Calories
350
% Daily Value*
Fat
 
17
g
26
%
Saturated Fat
 
10
g
63
%
Cholesterol
 
58
mg
19
%
Sodium
 
258
mg
11
%
Potassium
 
260
mg
7
%
Carbohydrates
 
45
g
15
%
Fiber
 
2
g
8
%
Sugar
 
24
g
27
%
Protein
 
4
g
8
%
Vitamin A
 
365
IU
7
%
Vitamin C
 
3.1
mg
4
%
Calcium
 
23
mg
2
%
Iron
 
2.3
mg
13
%
* Percent Daily Values are based on a 2000 calorie diet.
Course: Breakfast, snack
Cuisine: American
Keyword: Chocolate Chip Banana Bread
Skill Level: Easy
Cost to Make: $
Calories: 350
Natasha's Kitchen Cookbook

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4.99 from 913 votes (535 ratings without comment)

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Recipe Rating




Comments

  • Cindy
    February 9, 2026

    Love this bread. The very best

    Reply

  • Lucianna
    February 4, 2026

    This recipe was so good. The banana bread is moist and so delicious!

    Currently upstairs in my house to implement restraint and not get a second serving from the kitchen LOL

    Reply

    • Natasha's Kitchen
      February 5, 2026

      Haha I get you. I’m happy that you enjoyed it!

      Reply

  • Ann
    February 4, 2026

    I wanted to love this recipe, but it was a bit flat in taste. The banana flavor was weaker than other recipes. For all the butter and eggs in the recipe, I would rather have a cookie.

    Reply

    • NatashasKitchen.com
      February 4, 2026

      Hi Ann! I’m sorry you didn’t enjoy it. Make sure to use bananas that are ripe enough or they won’t provide much flavor.

      Reply

  • Madalyn Power
    February 2, 2026

    very helpful I love it! It helps a lot when baking at home it tastes so good thank you so much for everything for the banana bread too!

    Reply

    • Natashas Kitchen
      February 2, 2026

      You’re very welcome, Madalyn. I’m so glad to hear you loved it.

      Reply

  • Lori
    January 31, 2026

    Love your recipes! What is the bake time if make these as muffins?

    Reply

    • Natashas Kitchen
      January 31, 2026

      Hi Lori, You can follow my recipe for Banana Muffins for that. Enjoy!

      Reply

  • Marian
    January 30, 2026

    I made this bread exactly as written last night and it is delicious. But next time there are 2 things I’ll do differently. First, I’ll use mini chocolate chips. Just because. Second, I would not put the last bit of chocolate chips on top of the batter. Probably leave them out. It made slicing and serving the bread very messy. Try taking it out of a pan without getting chocolate all over, or eating a slice by hand !

    Reply

    • Natashas Kitchen
      January 30, 2026

      Thank you for your feedback, Marian! I’m so happy you found it delicous!

      Reply

  • kira
    January 26, 2026

    hello, could i substitute sugar with honey? and if so, do i need to change the measurements? thanks

    Reply

    • NatashasKitchen.com
      January 26, 2026

      Hi Kira! Yes, it works to use honey. You can use the same amount or a little less honey if your bananas are very ripe and sweet.

      Reply

  • Liz C
    January 25, 2026

    This is such a hit with our family, my husband’s co-workers, my job and everyone who has tried it. Thank you!

    Reply

  • Jonnel
    January 25, 2026

    This is the best chocolate chip banana bread recipe I have ever encountered!!! My daughter and I are going hard with not eating it all in one sitting. I made some changes: I used raw cane sugar instead of white sugar; added 1 tsp of cinnamon (I can’t imagine banana bread without it), 1/2 tsp nutmeg, 1/4 tsp allspice; added 1/2 c of raw soaked walnuts; and topped of the top with chocolate & walnut combo. OMG!!!! These muffins are so moist and delicious!! I am going to try pecans next time! Thank you for sharing this delicious recipe!

    Reply

    • Natasha's Kitchen
      January 25, 2026

      Thanks so much for sharing that with us! Glad to hear that you love this recipe a lot!

      Reply

  • Lorena Arrambide
    January 25, 2026

    Love love love this recipe!! Making it again today! Thank you!

    Reply

  • Mariela Socolovsky
    January 19, 2026

    Second time making your banana bread and it comes out PERFECT!!! It’s so yummy and fluffy. I like to make banana bread and put inside dulce de leche and it did not disappoint!

    Reply

    • Natasha's Kitchen
      January 20, 2026

      Happy to hear that you always love it!

      Reply

  • Lola
    January 18, 2026

    I love this recipe!! How can we make it with just 1 ripe banana?

    Reply

    • Natasha
      January 18, 2026

      Hi Lola, maybe try to cut the recipe down proportionally and make a smaller loaf or muffins?

      Reply

  • Ava Gavloski
    January 17, 2026

    I made this Jan. 18/26. As the title suggest’s, “Best Ever” yes it is the best ever. I added pecan to the recipe . I will be making this again for sure.

    Reply

    • Natashas Kitchen
      January 17, 2026

      It sounds like you found a new favorite, That’s so great

      Reply

  • molly
    January 16, 2026

    This recipe is amazing. Very straight forward and delicious. 5 stars.

    Reply

    • NatashasKitchen.com
      January 16, 2026

      So glad you loved it, Molly!

      Reply

  • Berneita
    January 14, 2026

    Love this banana bread!! Wondering if you have tried dbl in the recipe?

    Reply

    • Natasha's Kitchen
      January 15, 2026

      Hello! I haven’t tried that to advise. Let us know how it goes if you try it out!

      Reply

  • Mel
    January 13, 2026

    I have this listed in my recipe file as THE BANANA BREAD because it’s the best banana bread I’ve ever made!

    Reply

    • Natashas Kitchen
      January 13, 2026

      It sounds like you have a favorite, Mel! That’s so great!

      Reply

  • Greg
    January 8, 2026

    This recipe is perfect, my daughter and gf absolutely love it so much I get requests to make this quite often. For health reasons, I did sub a 1/4 cup of butter with unsweetened apple sauce which worked out nicely. Thank you for this recipe.

    Reply

    • Natasha's Kitchen
      January 8, 2026

      Hello Greg! Thank you for your awesome feedback, I’m happy to know that your family enjoyed it!

      Reply

  • Michelle
    January 4, 2026

    This recipe was delicious. I purchased my husband some dark chocolate bars made with dates Not sugar. They are absolutely delicious. I shredded an entire bar and added it to make the chocolate banana loaf! DELICIOUS! Thanks again Natasha, I have used several of your recipes!

    Reply

  • Catherine
    January 3, 2026

    Hi Natasha! Thanks for this recipe. Can I swap baking soda for baking powder?

    Reply

    • NatashasKitchen.com
      January 3, 2026

      Hi Catherine! It can work to use baking powder, but you’ll need to adjust tbt amount since baking soda is much stronger.

      Reply

  • Diane
    January 1, 2026

    Can Becel margarine be used instead of butter?

    Reply

    • NatashasKitchen.com
      January 1, 2026

      Hi Diane! I haven’t margarine but I think it would be fine. Let us know how it is.

      Reply

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