Chocolate Chip Banana Bread is wonderfully moist and loaded with ripe bananas and melty morsels of chocolate chips. My banana chocolate chip bread has plenty of banana flavor, and it’s a real treat.

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Chocolate Chip Banana Bread Recipe
I can never let my overripe bananas go to waste! I love buying big batches of bananas at a time, knowing full well that some will get overripe so I can make my classic Banana Bread and Banana Muffins. But when my family is craving chocolate, we make this Chocolate Banana Bread. It is the favorite of my children, and we are quite smitten as well. Did I mention it’s EASY? It literally comes together in one bowl!

Ingredients for Chocolate Chip Banana Bread
As with most baking projects, my most important tip is to make sure eggs, butter, and bananas are at room temperature.
- Bananas – the riper the better! Overripe bananas will make your banana bread naturally sweeter and more moist. If you stored our ripe bananas in the freezer, thaw bananas at room temperature for 1-2 hours or overnight in the refrigerator, then let them come to room temperature. Drain any liquid after the bananas are thawed.
- Chocolate Chips – I use semi-sweet chocolate chips, but you have options (see my tips below)
- Eggs – use large eggs. You can bring them to room temperature quickly by putting them in a bowl of warm water for 5 minutes.
- Butter – use unsalted. If you forget to leave your butter out, watch my video on how to soften butter quickly.
- Pantry Staples – All-purpose flour, sugar, baking soda, and salt

Keep Those Overripe Bananas!
Use very ripe bananas, i.e. mushy bananas. You can tell a mushy banana by the color of the peel – it should be browned or browning significantly and should feel soft when squeezed between your fingertips and will be very easy to mash with a fork. Mash bananas until they are a chunky applesauce consistency. Some texture is good in banana bread!

The Best Chocolate Chips for Baking?
We used semi-sweet chocolate chips since the bread was already plenty sweet with the overripe bananas and bit of sugar, but it really is based on preference. You can use milk chocolate for a sweeter bite or even bittersweet chocolate chips to cut down on the sweetness.
We used standard-sized baking chips but mini chocolate chips would also work. Use between 2/3 to 3/4 cup of mini chocolate chips based on how sweet your like your bread.

How to Make Chocolate Chip Banana Bread
You can use either a stand mixer, an electric hand mixer or even whisk this together by hand with a little extra effort.
- Prep – Preheat the oven to 350˚F. Butter and flour a standard bread loaf pan.
- Cream together softened butter and sugar in a mixing bowl then add 2 lightly beaten eggs.
- Mash the bananas with a fork and add them to the bowl – they should still have some lumpy texture.
- Whisk dry ingredients together in a separate bowl and add the flour mixture to the batter.
- Fold in 3/4 of the chocolate chips (save some to scatter over the top) and transfer to the prepared bread pan, spreading evenly in the pan. Sprinkle top with remaining 1/4 of chocolate chips and bake.

You’ll know you’ve done it right when the chocolate chip banana bread batter is thick and has small lumps of banana.

Storing Chocolate Chip Banana Bread
It’s marvelous how the chocolate chips stay gooey and moist long after the bread comes out of the oven! This chocolate chip banana bread keeps well for days.
- Room Temperature – Once the banana bread has cooled to room temperature, wrap it in plastic wrap or set in an airtight container at room temperature for up to 2 days.
- Refrigeration – I suggest avoiding refrigerating since it can dry out banana bread, but you can refrigerate it for 3-5 days.
- Freezing – Transfer to a freezer-safe zip-top bag or container, or wrap with a layer of aluminum foil and freeze for up to 3 months then thaw at room temperature for a few hours.

It’s hard to wait for this Chocolate Chip Banana Bread to cool, so I wait until it’s just no longer hot! The cozy aroma that lingers in my kitchen is incredible, and it makes my house smell like Christmas morning.
Pair a warm slice of chocolate chip banana bread with a mug of coffee, and your morning is made. This is an excellent breakfast bread, but it also works as a dessert bread (because – the chocolate!).
Chocolate Chip Banana Bread

Ingredients
- 1/2 cup unsalted butter, (8 Tbsp), softened
- 2/3 cup granulated sugar
- 2 large eggs, room temperature
- 3 medium/large bananas, (very ripe), about 1 3/4 cups mashed
- 1/2 tsp vanilla extract
- 1 1/2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1 cup semisweet chocolate chips, divided, or mini chocolate chips or chunks
Instructions
- Preheat Oven to 350˚F. Butter and flour a bread loaf pan (9.25"L x 5.25"W x 2.75"D)
- Cream Butter and Sugar – In a mixing bowl using paddle attachment, cream together 1/2 cup softened butter and 2/3 cup sugar. Add 2 lightly beaten eggs.
- Mash bananas with a fork until consistency of chunky applesauce and add them to the mixing bowl along with 1/2 tsp vanilla extract. Mix until blended.
- Whisk together dry ingredients in a separate bowl: 1 1/2 cups flour, 1 tsp baking soda and 1/2 tsp salt. Add to the mixing bowl and mix until incorporated.
- Fold in 3/4 cup chocolate chips then transfer to prepared bread pan. Sprinkle remaining 1/4 cup chocolate over the top and bake at 350˚F for 55-65 minutes or until a toothpick inserted into the center comes out clean. Let banana bread rest 10 min before transferring to a wire rack to cool.
Notes
- Room Temperature – cover and store for up to 2 days
- Refrigeration – I don’t advise refrigerating since it can dry out the bread but you can refrigerate 3-5 days.
- Freeze – wrap in foil and freeze up to 3 months then thaw at room temperature for 3 hours.
Nutrition Per Serving
Filed Under
More Sweet Bread Recipes to Explore
- Blueberry Bread
- Zucchini Bread
- Chocolate Banana Bread
- Cranberry Bread
- Irish Soda Bread
- Pull-Apart Apple Bread
- Persimmon Bread



Love this bread. The very best
This recipe was so good. The banana bread is moist and so delicious!
Currently upstairs in my house to implement restraint and not get a second serving from the kitchen LOL
Haha I get you. I’m happy that you enjoyed it!
I wanted to love this recipe, but it was a bit flat in taste. The banana flavor was weaker than other recipes. For all the butter and eggs in the recipe, I would rather have a cookie.
Hi Ann! I’m sorry you didn’t enjoy it. Make sure to use bananas that are ripe enough or they won’t provide much flavor.
very helpful I love it! It helps a lot when baking at home it tastes so good thank you so much for everything for the banana bread too!
You’re very welcome, Madalyn. I’m so glad to hear you loved it.
Love your recipes! What is the bake time if make these as muffins?
Hi Lori, You can follow my recipe for Banana Muffins for that. Enjoy!
I made this bread exactly as written last night and it is delicious. But next time there are 2 things I’ll do differently. First, I’ll use mini chocolate chips. Just because. Second, I would not put the last bit of chocolate chips on top of the batter. Probably leave them out. It made slicing and serving the bread very messy. Try taking it out of a pan without getting chocolate all over, or eating a slice by hand !
Thank you for your feedback, Marian! I’m so happy you found it delicous!
hello, could i substitute sugar with honey? and if so, do i need to change the measurements? thanks
Hi Kira! Yes, it works to use honey. You can use the same amount or a little less honey if your bananas are very ripe and sweet.
This is such a hit with our family, my husband’s co-workers, my job and everyone who has tried it. Thank you!
This is the best chocolate chip banana bread recipe I have ever encountered!!! My daughter and I are going hard with not eating it all in one sitting. I made some changes: I used raw cane sugar instead of white sugar; added 1 tsp of cinnamon (I can’t imagine banana bread without it), 1/2 tsp nutmeg, 1/4 tsp allspice; added 1/2 c of raw soaked walnuts; and topped of the top with chocolate & walnut combo. OMG!!!! These muffins are so moist and delicious!! I am going to try pecans next time! Thank you for sharing this delicious recipe!
Thanks so much for sharing that with us! Glad to hear that you love this recipe a lot!
Love love love this recipe!! Making it again today! Thank you!
Second time making your banana bread and it comes out PERFECT!!! It’s so yummy and fluffy. I like to make banana bread and put inside dulce de leche and it did not disappoint!
Happy to hear that you always love it!
I love this recipe!! How can we make it with just 1 ripe banana?
Hi Lola, maybe try to cut the recipe down proportionally and make a smaller loaf or muffins?
I made this Jan. 18/26. As the title suggest’s, “Best Ever” yes it is the best ever. I added pecan to the recipe . I will be making this again for sure.
It sounds like you found a new favorite, That’s so great
This recipe is amazing. Very straight forward and delicious. 5 stars.
So glad you loved it, Molly!
Love this banana bread!! Wondering if you have tried dbl in the recipe?
Hello! I haven’t tried that to advise. Let us know how it goes if you try it out!
I have this listed in my recipe file as THE BANANA BREAD because it’s the best banana bread I’ve ever made!
It sounds like you have a favorite, Mel! That’s so great!
This recipe is perfect, my daughter and gf absolutely love it so much I get requests to make this quite often. For health reasons, I did sub a 1/4 cup of butter with unsweetened apple sauce which worked out nicely. Thank you for this recipe.
Hello Greg! Thank you for your awesome feedback, I’m happy to know that your family enjoyed it!
This recipe was delicious. I purchased my husband some dark chocolate bars made with dates Not sugar. They are absolutely delicious. I shredded an entire bar and added it to make the chocolate banana loaf! DELICIOUS! Thanks again Natasha, I have used several of your recipes!
Hi Natasha! Thanks for this recipe. Can I swap baking soda for baking powder?
Hi Catherine! It can work to use baking powder, but you’ll need to adjust tbt amount since baking soda is much stronger.
Can Becel margarine be used instead of butter?
Hi Diane! I haven’t margarine but I think it would be fine. Let us know how it is.